The portfolio comprises of ETF across Large, Mid and Small cap categories which gives exposure to quality business within these segments. Since passive investing is gaining traction as fund managers find it difficult to generate alpha. 2 out of 34 large cap schemes underperformed their benchmarks in the year 2018.

Moreover, passive investing is more cost effective when compared with active investing due to high commissions and management fees associated with other investment products in the equity space. Lastly, these fees are recurring unlike ETF which is a one time fee structure.

The portfolio also provides exposure to Gold which has a negative correlation with equities and is a hedge in down markets