Ideal for parking surplus cash between 6 and 12 months. For investors in the low tax bracket
This model portfolio of ultra short duration funds comprises funds that invest in short term fixed income securities with an overall portfolio macaulay duration of three to six months, focusing on capital preservation and high liquidity. The portfolio aims to deliver stable returns higher than bank deposits with similar maturity.
Our fund-selection methodology is based on a data-driven model using a multi-factor approach to identify funds that offer consistency, low risk and efficient liquidity management. An additional qualitative layer of analysis is applied to each fund before shortlisting the final picks.
The strategy will continuously monitor these funds and recommend changes if the relative risk outlook, compared with other mutual funds in the same category, shifts materially. Adjustments may also be made if changes in fund management style, investment policy, or fund manager introduce uncertainty.
Invest in this portfolio of funds across asset management companies — blending multiple high-quality ultra short duration funds to provide stability, liquidity, higher returns than bank deposits and a reliable solution for short term cash management needs over a 6 to 12 month horizon. This portfolio is suitable for investors in tax brackets of 20% and below. For investors in the tax bracket of 25% and above, we recommend this portfolio.
