GoalFi Growth & Value Flexi Cap Model

GoalFi Growth & Value Flexi Cap Model captures high-growth companies with strong fundamentals and attractive valuations. By integrating Growth & Value factors, this strategy balances capital appreciation with valuation discipline, making it ideal for investors seeking sustainable, risk-adjusted returns.

📌 Factor-Based Selection: Growth & Value

✔ Growth Factor – Identifies companies with strong revenue & earnings expansion.

Key Growth Metrics:

1. Revenue & EPS Growth (YoY & 3Y CAGR) – Indicates business expansion.
2. ROE & ROCE Growth – Measures profitability improvement.
3. Sales & Margin Expansion – Signals operational strength.
4. Earnings Stability – Prefers steady upward trends.

✔ Value Factor – Ensures companies are attractively priced relative to fundamentals.

Key Value Metrics:

1. Low Price-to-Earnings (P/E) & Price-to-Book (P/B) Ratios – Indicates reasonable valuation.
2. EV/EBITDA & Price-to-Sales – Captures relative cheapness.
3. High Dividend Yield – Suggests shareholder-friendly payouts.
4. PEG Ratio – Balances growth with valuation fairness.

📌 Strategic Allocation & Risk Management

1. Quarterly rebalancing minimizes churn while maintaining factor exposure.
2. Factor-weighted allocation prioritizes high-scoring stocks.
3. Fully Invested – No shift to LiquidBees or GoldBees.

📌 Investment Horizon & Risks

✅ Best for 3+ years, targeting structured factor-driven growth with value discipline.