Focused portfolio of tax saver (ELSS) funds selected to outperform the category
Investment Rationale
This model portfolio of tax saving (ELSS) mutual funds comprises actively-managed funds that predominantly invest in the companies across all market-cap segments. In line with the Equity Linked Savings Scheme (ELSS), at least 80% of the portfolio is invested in equities. These funds offer tax benefits under Section 80C of the Income Tax Act, allowing investors to claim deductions of up to ₹1.5 lakh per financial year. Investments in ELSS funds are subject to a mandatory lock-in period of three years, during which redemption is not permitted. The investment can be redeemed only after the completion of three years from the respective investment date.
Using a data-backed selection methodology across fund houses, the strategy aims to deliver returns that can outpace the broader tax saver (ELSS) category.
Our fund-selection methodology is based on a predictive analytics model using a multi-factor approach to identify funds with the potential to outperform their benchmark and category averages. An additional manual layer of constituent analysis is applied to each fund before shortlisting the final picks.
Invest in this portfolio of funds across asset management companies —blending multiple high-quality mutual funds to deliver strong, sustainable growth and a reliable foundation for your long-term tax saver funds allocation.
