Balanced Basket - Steady Gains

GoalFi Balanced Multi Asset Large Cap Model selects stocks from the Nifty 100 index, ensuring exposure to financially strong and well-established companies while integrating Debt &amp; Gold for diversification. 📌 Why Nifty 100 for Equity? Focus on stability: Large-cap companies tend to have lower volatility and stronger fundamentals.Reliable returns: These stocks outperform mid/small caps in downturns and ensure smoother growth.Better liquidity: Ensures low impact cost and seamless execution for investors. 📌 Non-Equity Components (Debt &amp; Gold)✔ Debt : Provides fixed-income stability, reducing portfolio drawdowns.✔ Gold (GoldBees): Acts as an inflation hedge and macroeconomic risk diversifier. By integrating these three asset classes, the model creates an all-weather, risk-managed investment approach suitable for long-term wealth preservation and growth.

This model applies a multi-asset allocation framework, ensuring each component contributes to a balanced risk-return profile. ✔ Equity Component (Nifty 100 – Quality + Low Volatility Factors): Quality: Screens for high profitability, strong balance sheets, and earnings consistency.Low Volatility: Selects stocks with historically lower price fluctuations to ensure stability. ✔ Debt Component: Ensures consistent returns with low correlation to equities. ✔ Gold Component (GoldBeES): Protects against inflation and macroeconomic uncertainty.Acts as a safe-haven asset during market stress. By using factor-based selection for equities and strategic allocation for debt &amp; gold, this model ensures stability and downside protection while maintaining long-term growth potential.

✔ Equity (Nifty 100 – Quality + Low Volatility Factors): Stocks are ranked based on a composite Quality &amp; Low Volatility score.Factor-weighted allocation ensures optimal exposure to stable large-cap stocks.Sector diversification prevents excessive concentration risks. ✔ Gold Component: Uses GoldBeES as the preferred allocation method.Avoids speculative trading in gold. 📌 Why a Structured Screening Process? Ensures factor-based selection for equities while balancing asset class exposure.Minimizes risk by filtering for high-quality, low-volatility stocks.Ensures liquidity and stable returns across asset classes.

✔ Equity Allocation (Quality + Low Volatility Large Caps) → 60-70%✔ Debt Allocation (Gilt &amp; Corporate Bonds) → 20-30%✔ Gold Allocation (GoldBeES/SGBs) → 10-15% 📌 Why This Allocation Mix? Maintains stability across market cycles.Balances capital appreciation (Equity) with defensive assets (Debt &amp; Gold).Ensures controlled exposure to high-quality large-cap stocks.Protects against inflation and macro risks through Gold allocation. 📌 Factor-Weighted Allocation for Equity Component Higher weights for strong Quality + Low Volatility stocks.Prevents overexposure to single stocks or sectors.

This smallcase has a monthly rebalance schedule. Once every month, the research team reviews this smallcase and realign the weights with the selected asset allocation strategy for the next month

GoalFi Balanced Multi Asset Large Cap Model

A multi-asset portfolio blending large-cap equity, debt, and gold to achieve steady returns.

GoalFi Balanced Multi Asset Large Cap Model

Overview

Stocks & ETFs

At a Glance

Holdings Distribution