• Housing Finance there is part of overall Banking, Financial Services and Insurance (BFSI) sector,

• BFSI sector contributes almost 35-40 percent of India's Corporate profits and has a similar weight in the overall N50 market cap too.

• Within BFSI sector, well managed Housing Finance Cos are likely to ride on the rising demand for Housing.

• The mortgage / asset-backed lending and steady income streams (EMI payments by borrowers, who are largely corporate employees) makes this theme, a long term steady earnings growth play.

Note: Being a thematic smallcase, this smallcase is likely to have fewer stocks/ETFs. Suggested (not mandatory - completely discretionary in your hands) amount of investment is of the order of Rs. 1.00 Lakh. It can be higher or lower based on individual's investible surplus, risk appetite , risk capacity, risk profile, asset allocation framework etc. This is a research recommendation in that sense. Conditions apply.