Name: GoalFi Growth & Value Flexi Cap Model
Brand: GoalFi
SKU: GOALMO_0080
Price: 300000 INR
Availability: InStock

Nifty_SM100

Innovating Growth Leaders

The universe is the Nifty 500, covering large and mid-cap companies with the trading liquidity a rules-based book requires. Every constituent must clear a minimum traded-value floor before it is eligible, and stocks under exchange surveillance are excluded. Restricting to the Nifty 500 keeps position sizes executable and avoids the liquidity risk that a concentrated book carries in smaller names.

Two factors are combined, weighted 60% growth and 40% value. Growth is measured through consistency of revenue and earnings growth together with the direction of operating margin, favouring companies growing steadily over those growing fastest in a single period. Value is measured through a composite of price-to-earnings, price-to-book, free-cash-flow yield and dividend yield, each scored against sector peers so a cheap bank is compared with banks and not with software. A company must rank in the top half on both factors, so a stock that is exceptional on one and poor on the other does not qualify.

The portfolio holds 15 stocks, taken from the top of the ranking and subject to three gates: positive operating cash flow in the most recent financial year, interest cover above two times, and no exchange surveillance flag. A high score alone does not qualify a company; a strong signal attached to a deteriorating balance sheet is a trap rather than an opportunity.

Factor-weighted, so the strongest scores carry the largest positions, with a 20% cap per stock. The cap is set against the holding count: in a 15-stock book a larger position would be single-name risk rather than a conviction expression. Reviewed quarterly, and rebalanced only when the portfolio has drifted materially from its target — currently when more than 20% of the target holdings differ from those held. The underlying measures move with reported financials, so a quarterly review matches the pace at which the data changes. Trading only on drift avoids churning a portfolio that has not meaningfully changed, since every trade carries a cost the investor bears.

This smallcase will be rebalanced on an as-needed basis

GoalFi Growth & Value Flexi Cap Model

Compare with 101st-250th market cap stocks

Compare with 251st-350th market cap stocks

Compare with 101st-500th market cap stocks

A dual-factor strategy holding 15 stocks from the Nifty 500, reviewed quarterly.

GoalFi Growth & Value Flexi Cap Model

Overview

Stocks & ETFs