This portfolio is designed to be the core holding for investors who are looking for a fixed income portfolio that is suitable for a time horizon of less than 3 years.

• The portfolio is composed of a mix of Debt and Liquid ETFs with maturities spread evenly
• This bond ladder is designed as an all-weather strategy for investing in fixed income
• Rebalancing happens annually so that maturing bonds can be rolled over and reinvested in newer maturities

Being a portfolio designed for short term goals, the Smallcase is made up purely of fixed income assets when compared with our other ETF based smallcases which follow an asset allocation strategy