• Suited for 'Salaried Youth, who wish avoid the Savings only-led stagnation and move to Investment-led growth in a systematic manner and drive their retirement goals in a slow an steady manner. Ideal for Lump sum plus SIP investments on longer time frames.

• This small case envisages investments in multiple asset classes in Exchange Traded Funds (ETF) form.

• Investment in Gold is typically considered as a hedge against rising inflation / economic crisis / geo-political crisis scenarios

• Investments in Liquid Bond Funds are cash equivalents that can be used in an opportunistic way and on a need basis. Liquid funds do not carry the interest rate risk either.

• Investments in N50 ETFs enables you to buy a diversified basket of large cap stocks, without the hassles of individual stock picking.

• Rebalancing would be taken up on a need basis, by shifting the weights from one asset class to another, in an opportunistic fashion, based on the 'Value' (V) buying opportunities that the Market provides us from time to time.

Note: Being an ETF based smallcase, this smallcase is likely to have fewer ETFs (2-3). Suggested (not mandatory - completely discretionary in your hands) amount of investment is of the order of Rs. 1.00 Lakh. It can be higher or lower based on individual's investible surplus, risk appetite , risk capacity, risk profile, asset allocation framework etc. This is a research recommendation in that sense. Conditions apply.