Top WhiteOak Mutual Funds in India – Meaning, Full Form & NAV

Investing in WhiteOak Mutual Funds offers opportunities for capital appreciation through a diversified portfolio. However, it’s crucial to understand the risks and evaluate key factors before investing. Below is an overview of the risks and considerations for investing in WhiteOak Mutual Funds.

List of Top WhiteOak Mutual Funds for 2025

Here are the top WhiteOak MFs in India for 2025, sorted as per their AUM.

Name	AUM	NAV	Absolute Returns - 3M	Absolute Returns - 1Y	CAGR 3Y	Expense Ratio	Exit Load	Volatility	Sharpe Ratio
WOC Flexi Cap Fund	6481.4	19.0	5.7	9.1	20.8	0.5	1.0	13.5	0.3
WOC Multi Asset Allocation Fund	4530.3	15.5	5.7	18.1	0.0	0.3	1.0	4.7	2.8
WOC Mid Cap Fund	4075.1	21.6	7.3	12.3	28.0	0.6	1.0	16.6	0.5
WOC Multi Cap Fund	2638.7	16.3	6.0	11.2	0.0	0.5	1.0	14.6	0.5
WOC Balanced Advantage Fund	2015.1	15.5	4.0	9.8	0.0	0.6	1.0	8.0	0.6
WOC Large & Mid Cap Fund	1958.9	14.2	6.2	10.8	0.0	0.6	1.0	14.0	0.4
WOC Special Opp Fund	1274.6	13.8	5.0	12.6	0.0	0.6	1.0	14.5	0.6
WOC Large Cap Fund	1046.9	16.3	5.6	9.3	0.0	0.6	1.0	12.5	0.4
WOC Arbitrage Fund	735.7	10.9	1.6	7.3	0.0	0.4	0.3	0.8	3.7
WOC Quality Equity Fund	645.8	11.0	3.3	0.0	0.0	0.6	1.0	11.4	0.6
WOC Liquid Fund	536.6	1445.8	1.4	6.6	7.0	0.2	0.0	0.2	7.0
WOC Ultra Short Duration Fund	531.0	1445.0	1.5	7.1	7.2	0.5	0.0	0.3	8.8
WOC Banking & Financial Services Fund	523.1	13.5	6.6	17.6	0.0	0.7	1.0	13.6	0.9
WOC Pharma and Healthcare Fund	442.7	14.6	2.3	10.5	0.0	0.7	1.0	15.5	0.4
WOC ELSS Tax Saver Fund	437.9	19.1	5.0	8.6	22.5	0.7	0.0	14.1	0.3
WOC Digital Bharat Fund	407.6	11.1	5.0	11.4	0.0	0.7	1.0	20.0	0.4
WOC Balanced Hybrid Fund	248.3	13.8	4.8	9.4	0.0	0.6	1.0	7.2	0.7
WOC Equity Savings Fund	193.2	11.4	4.4	0.0	0.0	0.5	0.3	3.7	3.9
WOC ESG Best-In-Class Strategy Fund	68.4	11.0	4.0	8.5	0.0	0.6	1.0	12.7	0.3

Disclaimer: Please note that the above list of the WhiteOak mutual funds is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.

Note: The data on the list of the best WhiteOak funds is from 26th November 2025. This data is derived from the Tickertape Mutual Funds Screener.

• AMC: WhiteOak Asset Management Limited
• Plan: Growth
• AUM: Sorted from highest to lowest

Pro Tip: You can use Tickertape’s Mutual Fund Screener to research and evaluate funds with over 50+ pre-loaded filters and parameters.

Overview of Top WhiteOak Mutual Funds

WOC Flexi Cap Fund

WOC Flexi Cap Fund invests in large-cap, mid-cap, and small-cap companies without any allocation restrictions. It provides diversified equity exposure across various market segments and sectors. The fund’s returns are market-linked and may fluctuate based on economic conditions, company performance, and market volatility.

WOC Multi Asset Allocation Fund

WOC Multi Asset Allocation Fund invests in equity, debt, and gold-linked instruments. The allocation changes based on market conditions and strategy. The fund’s performance depends on asset-class cycles, volatility, and diversification outcomes across different market phases.

WOC Mid Cap Fund

WOC Mid Cap Fund focuses on mid-sized companies listed in the Indian market. These companies offer growth potential, but may also be more volatile than large-cap businesses. The fund’s returns depend on company fundamentals, sector positioning, and broader market conditions.

WOC Multi Cap Fund

WOC Multi Cap Fund invests in large, mid, and small-cap companies, ensuring diversification across market capitalisations. The fund’s performance depends on market conditions, economic trends, and sector movements.

WOC Balanced Advantage Fund

WOC Balanced Advantage Fund follows a dynamic asset allocation model between equity and debt based on market outlook and strategy. The mix changes over time. The fund’s performance depends on allocation shifts, equity volatility, and debt-market conditions, including changes in interest rates.

WOC Large & Mid Cap Fund

WOC Large & Mid Cap Fund invests in both large-cap companies for stability and mid-cap companies for growth. Its outcomes depend on sector positioning, company fundamentals, and broader economic conditions that affect both market-cap segments.

WOC Special Opportunities Fund

WOC Special Opportunities Fund invests based on themes, corporate restructuring, sector shifts, or event-driven developments. The fund’s performance depends on how these events unfold and how markets respond, with outcomes varying based on volatility, uncertainty, and timing sensitivity.

WOC Large Cap Fund

WOC Large Cap Fund mainly invests in established large-cap companies that operate at scale in significant sectors of the Indian equity market. The fund’s returns depend on economic trends, company earnings, sector rotation, and overall equity volatility.

WOC Arbitrage Fund

WOC Arbitrage Fund uses arbitrage strategies between cash and derivatives markets. Price differentials, market liquidity, and volatility may influence returns. These funds typically follow short-term trading strategies rather than directional equity bets, and outcomes depend on prevailing arbitrage opportunities.

WOC Quality Equity Fund

WOC Quality Equity Fund invests in companies that meet quality metrics, such as earnings consistency, governance, and business stability. Market conditions, sector behaviour, and valuation changes can affect the fund’s outcomes. The portfolio composition shifts based on internal frameworks and screenings.

Key Information About WhiteOak Asset Management

Parameters	Details
AMC Name	WhiteOak Capital Asset Management Limited
Incorporation Date (AMC)	21‑Apr‑2017
Mutual Fund Launch Date	03‑Jul‑2018
Sponsor	GPL Finance & Investments Private Limited
Trustee Company	WhiteOak Capital Trustee Limited
Key Officials	CEO/MD: Aashish P. Somaiyaa; CIO: Ramesh Mantri
Registered Office Address	Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025
Contact / Service Info	Email / Service ID: customerservice@whiteoakinvestors.com; Contact number: 1800‑300‑3060
Custodian	Deutsche Bank AG
Registrar & Transfer Agent	Computer Age Management Services Ltd. (CAMS)
Investment Philosophy / Approach	Bottom-up stock selection, disciplined analytical process (OpcoFinco™ model), avoidance of macro‑bets — focus on fundamental valuation and business quality.
Global Presence / Group Structure	Part of White Oak Capital Group — with operations/investment vehicles globally (India, Singapore, Mauritius, UK, etc.), and institutional/fund-based accounts in multiple domiciles.
Total Assets Under Management (AUM) — approx.	~ ₹ 26,572.39 cr (as on 30-Sep-2025)

How to invest in WhiteOak Mutual Funds?

You can easily start to invest in WhiteOak mutual funds by following these steps:

1. To invest in the best WhiteOak mutual funds, you can visit a mutual fund investment platform such as smallcase.
2. The next step is to research and identify the WhiteOak mutual funds that match your financial goals. Tools like the Tickertape Mutual Fund Screener can help you filter and compare funds based on parameters such as returns, expense ratio, and fund size.
3. Once you shortlist the funds, visit smallcase, log in, and search for the fund by name. You can then choose the investment mode and complete the process.

Top Fund Managers of WhiteOak

Piyush Baranwal

Piyush Baranwal is a senior fund manager at WhiteOak Capital Mutual Fund, managing 13 schemes with a substantial asset under management (AUM). With extensive experience in fund management, Piyush focuses on identifying high-growth investment opportunities while maintaining a diversified portfolio to manage risks effectively.

Ramesh Mantri

Ramesh Mantri is a seasoned fund manager at WhiteOak Capital Mutual Fund, with expertise in managing diversified equity and hybrid portfolios. His strategic approach focuses on identifying long-term growth opportunities across sectors, ensuring alignment with investors’ risk and return objectives, according to insights from Dezerv and Finalyca.

Vineet Narang

Vineet Narang is listed as a fund manager at WhiteOak Capital Mutual Fund, bringing in-depth market knowledge and investment expertise. Vineet focuses on analysing market trends and identifying high-quality stocks to create optimal portfolios that align with WhiteOak’s investment philosophy, as noted in Dezerv’s fund manager listing.

Shariq Merchant

Shariq Merchant is another key fund manager at WhiteOak Capital Mutual Fund, responsible for managing diversified equity funds. With a strong focus on risk-adjusted returns, Shariq’s investment strategy involves deep sectoral research and disciplined stock selection to enhance portfolio performance, as recognised by Dezerv.

Taxation on WhiteOak Mutual Funds

Type of Scheme	Holding Period	Tax Treatment on Capital Gains (FY 2025–26)
Equity‑oriented funds (≥ 65% portfolio in Indian equities — e.g. large‑cap, mid‑cap, flexi‑cap, multi‑cap, equity‑oriented hybrid/arb)	≤ 12 months	Short‑Term Capital Gains (STCG) are taxed at 20% under section 111A.
Equity‑oriented funds	> 12 months	Long‑Term Capital Gains (LTCG) are taxed at 12.5% on gains above ₹ 1.25 lakh per financial year.
Debt‑oriented / non‑equity funds (pure debt, debt‑hybrid, pure debt hybrid, non‑equity asset‑allocation, etc.) — units purchased on or after 1 Apr 2023	Any holding period	Capital gains taxed as ordinary income (slab rate) — treated as short‑term gains. Indexation benefit removed.
Debt‑oriented / non‑equity funds — units purchased before 1 Apr 2023	≤ 24 months	Short‑Term Capital Gains are taxed at the investor’s slab rate.
Debt‑oriented / non‑equity funds — units purchased before 1 Apr 2023	> 24 months	Long‑Term Capital Gains are taxed at 12.5% (no indexation benefit under current law).
Dividend / Income distribution (from any mutual fund scheme)	—	Treated as income for resident investors; taxed at the applicable income‑tax slab. For NRIs, withholding (TDS) is as per applicable law.

• The threshold of ₹ 1.25 lakh per financial year continues to apply to the LTCG exemption on equity‑oriented mutual funds. Gains above this limit are taxed at 12.5%.
• For debt funds, a significant change from FY 2023–24 onwards: for units acquired on or after 1 April 2023, all gains are now treated as short-term and taxed at the slab rate; the earlier long-term benefit with indexation is no longer available.
• For hybrid or multi‑asset funds, taxation depends on their equity exposure. If equity allocation qualifies (≥ 65%), they follow equity‑fund rules; else, they follow debt‑fund rules.

Documents Required To Invest in WhiteOak Mutual Funds

To invest in WhiteOak Mutual Funds, you will need to provide certain essential documents to complete the KYC process and ensure compliance with regulatory requirements. Below is a list of the documents typically required for investment.

• PAN Card: Mandatory for identification.
• Proof of Address: Aadhaar Card, Driving License
• Bank Account Details

Risks of Investing in WhiteOak Mutual Funds

• Market Volatility: WhiteOak Mutual Funds, like most equity funds, are susceptible to market fluctuations. Economic downturns, geopolitical tensions, and sector-specific downturns can lead to sharp declines in NAVs.
• Concentration Risk: Some of WhiteOak’s funds may have concentrated positions in specific sectors or companies, increasing the risk of significant losses if those sectors or companies underperform.
• Liquidity Risk: Certain funds in WhiteOak’s portfolio, such as those focused on mid- and small-cap stocks, may experience lower liquidity, making it harder to sell holdings without affecting market prices.
• Interest Rate Risk: Funds with a significant allocation to debt instruments or hybrid strategies may be sensitive to interest rate changes, potentially impacting returns in a rising-rate environment.

Factors to Consider While Investing in WhiteOak Mutual Funds

• Fund Selection: Evaluate the specific fund’s mandate. For example, while the WOC Large Cap Fund focuses on large-cap stability, the WOC Flexi Cap Fund may provide exposure to both large and mid-sized companies, which involves a different risk-return trade-off.
• Sectoral Exposure: WhiteOak’s funds may have varying levels of exposure to sectors such as technology, finance, or healthcare. It’s essential to consider the impact of sector performance and align with your risk profile.
• Expense Ratio: Some of WhiteOak’s funds may have higher expense ratios, particularly in actively managed equity funds. Be sure to evaluate the cost-effectiveness relative to performance.
• Fund Manager’s Track Record: The performance of WhiteOak funds is closely linked to the expertise of their fund managers. Assess their performance consistency across different market cycles before committing.

To Wrap Up…

WhiteOak Mutual Funds offer a range of investment opportunities across different asset classes. It’s important to assess risks and factors, including your investment horizon, fund selection, and sectoral exposure. By matching your risk profile with the fund’s objectives, you can make more informed investment decisions and potentially benefit from WhiteOak’s expert management.

Frequently Asked Questions About WhiteOak Mutual Funds