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Lumpsum Investment Plan Calculator Online

Calculate Interest Rates & Expected Returns on Your Lumpsum Investment

I know my

Goal Amount

Expected Return (P.A)

Time Period


To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.


To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Total Investment Breakup

Lumpsum Investment

Interest Earned

Total Investment

Year Investment
Amount (₹)
Gained (₹)
Amount (₹)

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Lumpsum Calculator

All you need to know about Lumpsum Investment Calculator

A lumpsum investment involves investing a significant amount of money in a single transaction, as opposed to spreading it out over time. It is a one-time investment of a larger capital amount. To calculate the potential returns on such investments, a Lumpsum Calculator is a prerequisite.

A lump sum calculator enables users to input various parameters and calculates the future value of their investment based on those inputs.

What is a Lumpsum Calculator?

A Lumpsum Calculator is a handy tool designed to assist individuals in determining the potential returns on a one-time or lumpsum investment. It is provided by various financial institutions, investment platforms like smallcase, and online financial tools.

To give investors an estimate of the potential returns that they can expect, the mutual fund Lumpsum Calculator requires inputs such as:

  • Initial investment amount
  • Expected rate of return
  • Investment tenure.

By entering these details into the Lumpsum SIP calculator, investors can obtain an approximation of the investment’s future value. This empowers them to evaluate the potential growth and make well-informed decisions regarding their lumpsum investments.

How Can a Lumpsum Calculator Help You?

A Lumpsum Return Calculator can help you in several ways:

  • Estimate Investment Growth: By inputting the investment amount, time horizon, and expected rate of return, the calculator provides an estimate of the future value of your lumpsum investment. This helps you assess the growth potential and make informed decisions.
  • Goal Planning: If you have specific financial goals in mind, such as buying a house or funding your child’s education, the calculator can help determine how much you need to invest to achieve those goals.
  • Comparison of Investment Options: If you have multiple investment options, the calculator allows you to compare the potential returns of each option based on your lumpsum investment. This helps you make a well-informed decision about where to allocate your funds.
  • Risk Assessment: The SIP Lumpsum Calculator can also factor in the risk profile of your investment and provide insights into the potential risks and returns. This helps you understand the trade-off between risk and reward and align your investment strategy accordingly.

How to Use the smallcase Lumpsum Calculator?

By using the smallcase Lumpsum return calculator, you can effortlessly calculate your returns with just a few clicks

With smallcase MF Lumpsum Calculator, you can obtain an estimation of your returns in two scenarios:

Scenario 1. If You Know the Investment Amount

Follow these steps if you know your investment amount and calculate your potential returns in a jiffy.

  1. Click on ‘I know my Investment Amount’
  2. Adjust for inflation to uncover the real growth
  3. Enter your investment amount, expected rate of return, and time period.
  4. Now, on the right-hand side, you will be able to see an estimate of the potential returns that you will get after the completion of your one-time investment tenure.

Scenario 2. If You Know Your Goal Amount

Follow these steps if you know your goal amount and calculate your potential returns in just 5 seconds.

  1. Click on ‘I know my Goal Amount’
  2. Adjust for inflation.
  3. Enter your goal amount, expected rate of return, and time period.
  4. Now, on the right-hand side, you will be able to see an estimation of how much amount you need to invest today in lumpsum to reach your goal amount

Frequently Asked Questions

What is the difference between lump sum and SIP?

The main difference between lump sum and SIP is that lump sum involves a one-time investment of a larger amount, while SIP involves regular investments made at fixed intervals.

What is more beneficial - SIP or Lumpsum Investment?

The choice between SIP and lumpsum investment depends on individual financial goals and preferences. However, SIP is suitable for disciplined, regular investing, while lump sum investment may be beneficial for those with a large amount of available funds or specific investment opportunities.

Are lump sum calculators accurate?

Mutual fund lump sum calculators can generate reliable estimates of your investment value based on the variables you enter. However, it’s important to note that they don’t consider market volatility.

Where can I make lump sum investments?

You can make lump sum investments in various financial instruments including Mutual Funds, Stocks, Bonds, etc.

Can I add money to my lump sum investment?

Yes, you can add as much money as you want and anytime you wish to your existing lumpsum investment.

What is the minimum and maximum tenure for lumpsum investment in mutual funds?

There is no fixed minimum or maximum tenure for lump sum investments. Hence, you can redeem your investment including the return amount whenever you want.

Do I need a Demat account for making the lumpsum investment in mutual funds?

No, you do not need a Demat account for making a lump sum investment in mutual funds

Can I convert my lump sum investment to SIP?

Yes, in most cases, you can convert your lump sum investment into a Systematic Investment Plan (SIP). To convert your lump sum investment to SIP, you will need to contact the mutual fund company or your investment advisor and request the conversion.

What is the minimum amount needed for lumpsum investment?

The majority of mutual funds accept lump sum investments beginning from 5,000. Some mutual funds also permit lump sum investments starting at 1,000. However, it’s always good to check with your mutual fund provider and understand what’s the minimum investment amount for your choice of investment.

Can I make a lump sum investment every month?

No, a lump sum investment refers to a one-time investment of a larger amount. It is not typically made on a monthly basis. Therefore, if you want to invest a fixed amount every month, you can consider a systematic investment plan (SIP) where you invest a predetermined amount at regular intervals.

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