ICICI Bank SIP (Systematic Investment Plan) Calculator Online
Calculate the future value of your SIP investment
Goal Amount
Expected Return (P.A)
Time Period
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Summary
To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.
Total Investment Breakup
Lumpsum Investment
Interest Earned
Total Investment
| Year | Investment Amount (₹) |
Wealth Gained (₹) |
Expected Amount (₹) |
|---|
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ICICI SIP Calculator
All you need to know about ICICI Systematic Investment Plan Calculator (SIP)
A SIP, or Systematic Investment Plan, is a strategy linked with mutual funds where investors invest a fixed amount at regular intervals. This is to make investing more disciplined and accessible.
SIP provides the advantage of gradual wealth growth, adapting to market fluctuations, unlike lump-sum investments. It’s perfect for newcomers and small-scale investors, as it requires only a small portion of your disposable income, relieving financial pressure.
You can use the ICICI mutual fund SIP calculator to calculate your estimated SIP returns.
What is the ICICI Bank SIP calculator?
The ICICI SIP calculator serves as a valuable tool for investors looking to project potential returns from their mutual fund SIP investments. This calculator takes various factors into account, such as the investment amount, the duration of investment, and the specific mutual fund chosen.
It’s crucial to keep in mind that the SIP calculator offers projections, not guarantees. The actual returns on your investment can differ from the calculated estimate. These variations are primarily due to the market’s performance, which is inherently unpredictable.
Nevertheless, the ICICI SIP calculator remains a valuable tool for investors to gain insights into their potential investment outcomes and make informed financial decisions.
How to use smallcase ICICI SIP Calculator Online?
Picture yourself using a tool to project your potential investment growth. This tool needs to predict your investment earnings to perform effectively. In most standard SIP calculators, you must input this amount manually. However, the ICICI SIP Calculator takes a different approach by leveraging the investment scheme’s historical performance.
Now, let’s delve into how the smallcase SIP calculator for ICICI mutual funds operates.
Step-1:
Select the fund of your choice, such as ICICI mutual fund or ICICI smallcap fund which can be calculated by ICICI mutual fund SIP calculator or the ICICI small cap SIP calculator.
Step-2:
Enter the desired amount that you wish to invest every month.
Step-3:
Input the number of years or the time period for which you want to calculate the ICICI SIP return rate.
Formula for the ICICI SIP Calculator
smallcase uses a global standardization method to calculate compound interest to determine the total returns you have incurred. The following formula is used for the ICICI SIP calculator:
A = P * [(1 + r)^n – 1] / r
The variables in the formula given above are:
| A | Future value of SIP investments |
| P | Monthly investment amount |
| r | Expected rate of return per period (usually assumed on an annual basis and divided by the number of SIP periods) |
| n | Number of SIP periods (number of months or years) |
Let’s understand how the ICICI SIP calculator calculates SIP investments with the help of an example. Assume you want to invest ₹5,000 per month for a period of 12 months in an ICICI SIP investment with an expected SIP interest rate of 12% per annum.
The monthly rate of return will be {12%/12} = 0.01
So, A = 5,000* ({[1 +0.01 ]^{12} – 1} / 0.01) x (1 + 0.01)
The calculator may show that your total investment value or SIP returns could be around ₹64,047.
Therefore, by using the ICICI SIP calculator, you can easily determine the SIP amount earned over years on an initial investment of ₹5000 at an annual interest rate of 12%.
Best SIP Plans Available with ICICI Bank
Following is a table of the best ICICI Bank SIP plans available.
| Name | 5 Year Return | Monthly SIP | Maturity Amount |
| ICICI Prudential Smallcap Fund (G) | 19.9% | ₹ 10,000 | ₹ 10,31,547 |
| ICICI Prudential Technology Fund (G) | 19.7% | ₹ 10,000 | ₹10,25,589 |
| ICICI Prudential Infrastructure Fund (G) | 19.1% | ₹ 10,000 | ₹10,07,960 |
| ICICI Prudential Pharma Healthcare and Diagnostics PHD Fund (G) | 17.9% | ₹ 10,000 | ₹9,73,785 |
| ICICI Prudential Value Discovery Fund (G) | 16% | ₹ 10,000 | ₹9,22,494 |
| ICICI Prudential Equity & Debt Fund (G) | 15.9% | ₹ 10,000 | ₹9,19,886 |
ICICI LumpSum Calculator on smallcase
In case of a lumpsum SIP investment, you can calculate your returns using the smallcase ICICI Bank lumpsum calculator. All you need to do is click on the lump-sum button placed beside the SIP button. After inputting relevant details, you can get results accordingly.
In this way you can access the ICICI lumpsum calculator at smallcase itself and get all your desired results!
The benefits of using the smallcase ICICI lumpsum calculator are-
- You get an estimated return for the entire investment period.
- Using the ICICI lumpsum calculator can save time and avoid human errors.
- Investors, who are beginners, can also use this feature with ease.
How can the ICICI SIP calculator help you?
The following are certain benefits of using the ICICI SIP calculator:
- User-Friendly Tool- The ICICI prudential SIP calculator is incredibly user-friendly. It requires simple inputs like the SIP amount and expected returns, making it accessible for all. Users can also input their target financial goals to determine the required monthly investment.
- Precise Estimations- This calculator offers highly accurate estimations based on the provided inputs. However, it’s important to note that it doesn’t guarantee returns. It serves as a tool to project probable returns.
- Swift Results- Investors benefit from rapid calculations with results generated in seconds. This time-saving feature simplifies the process of assessing SIP investment returns.
- Enhanced Financial Planning- By estimating the ICICI SIP return rate, this tool empowers investors to plan their finances more effectively. Understanding the expected returns enables informed investment decisions.
- No costs involved- The SIP calculator is freely available on the smallcase website, allowing users to utilize it multiple times. Investors can compare various SIP plans and scenarios at no cost, facilitating informed decision-making.
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Frequently Asked Questions
How to open an SIP account with ICICI Bank?
To open an SIP account with ICICI Bank follow these steps-
- Gather your documents.
- Complete KYC requirements.
- Register / SIGN Up with the AMC website
- Decide Investment Amount and Scheme plan
- Date and Payment-mode selection
- Complete Transaction.
How to invest in ICICI Bank SIP?
- Use the ICICI freedom SIP calculator on smallcase for free.
- Choose a suitable investment amount and tenure.
- Check the returns using the ICICI prudential SIP calculator.
- Invest in the SIP suitable for you on the ICICI platform.
How can an ICICI Bank SIP calculator help you ?
The ICICI Prudential SIP Calculator evaluates the performance of every ICICI Prudential Mutual Fund according to its historical performance. This tool assists you in improving investment decisions by calculating the ICICI SIP return rate.
Is ICICI Bank SIP safe?
Yes. Investing in ICICI Bank SIPs is safe and secure.
Why Should you invest in ICICI Bank SIP Scheme?
Investing in SIP Mutual Funds offers numerous advantages. Such as- fostering disciplined investing, implementing rupee cost averaging, harnessing the power of compounding, providing flexibility, and enabling diversification.
Does ICICI Bank SIP have a lock-in period?
Yes. There is a lock-in period of 3 years.
When can I withdraw my ICICI Bank SIP?
You can redeem your active SIP investment after the lock-in period of 3 years.
How are the ICICI Bank SIP taxed?
The tax treatment considers each SIP as a new investment. For instance, if the gains from an equity fund exceed Rs. 1 lakh after a year, a 10% capital gains tax applies; otherwise, gains up to Rs. 1 lakh are tax-free.
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