Home Calculators HSBC SIP Calculator

HSBC Bank SIP (Systematic Investment Plan) Calculator Online

Calculate the future value of your SIP investment

I know my

Goal Amount

Expected Return (P.A)

Time Period

Summary

To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Summary

To achieve a goal amount of ₹15,00,000 in 10 year(s), and at 5% inflation, you would need to invest ₹9,20,869 at a 10% rate of return.

Total Investment Breakup

Lumpsum Investment

Interest Earned

Total Investment

Year Investment
Amount (₹)
Wealth
Gained (₹)
Expected
Amount (₹)

Investing Made Easy

smallcase offers 200+ readymade stock baskets, created and managed by SEBI-registered investment experts

Try smallcase

Investing Made Easy

smallcase offers 200+ readymade stock baskets, created and managed by SEBI-registered investment experts

Popular smallcases

Articles to help you discover the top stock collections in from trending market sectors

All Weather Investing smallcase by Windmill Capital

Dividend Aristocrats smallcase by Windmill Capital

Top 100 Stocks smallcase by Windmill Capital

HSBC SIP Calculator

All you need to know about HSBC Bank Systematic Investment Plan Calculator (SIP)

Strategic investments are essential in a sound financial strategy. Mutual funds offer diversified investment opportunities managed by experts for potential profits. A Systematic Investment Plan (SIP) is an excellent method for investing in these funds, enabling fixed monthly investments. Before committing, it’s vital to calculate potential returns and future values to assess suitability. The HSBC SIP calculator is a valuable tool for this purpose.

What is the HSBC SIP calculator?

As an investor, you can easily use the HSBC SIP calculator to easily compute your periodic SIP amount and reach your target corpus. Simplify your investment journey by calculating the right SIP contribution. Explore HSBC Global’s array of mutual funds, designed to align with your unique investment goals.

In a nutshell, the HSBC SIP calculator offers an estimated return based on your input data. However, it’s crucial to understand that this tool doesn’t guarantee returns, as actual returns can vary due to market fluctuations.

How to use the smallcase HSBC SIP Calculator Online?

Picture using a tool to predict your future investment growth effortlessly. For this to function effectively, the tool needs to predict your investment returns. Unlike traditional SIP calculators that require manual data entry, the HSBC SIP Calculator employs a unique approach, leveraging the historical performance of the investment scheme.

Now, let’s delve into how the smallcase SIP calculator for HSBC mutual funds operates.

Step 1:

Start by selecting your desired fund, such as HSBC Mutual Fund or HSBC Small Cap Fund. You can calculate these with the respective SIP calculators provided by HSBC Bank like the HSBC mutual fund SIP calculator. 

Step 2:
Next, input the amount you plan to invest each month.

Step 3:

Finally, specify the investment duration in years. This will allow you to calculate the expected HSBC SIP return rate accurately.

Formula for the HSBC SIP calculator.

smallcase employs a globally recognized formula to compute compound interest for calculating your total returns through the HSBC SIP calculator.The following is the formula used for the HSBC SIP Calculator on smallcase:

A = P * [(1 + r)^n – 1] / r

The variables in the formula given above are:

A Future value of SIP investments
P Monthly investment amount
r Expected rate of return per period (usually assumed on an annual basis and divided by the number of SIP periods)
n Number of SIP periods (number of months or years)

Let’s understand how the HSBC SIP calculator calculates SIP investments with the help of an example. 

Assume you want to invest ₹5,000 per month for a period of 12 months in a HSBC SIP investment with an expected SIP interest rate of 12% per annum.

The monthly rate of return will be {12%/12} = 0.01

So, A = 5,000* ({[1 +0.01 ]^{12} – 1} / 0.01) x (1 + 0.01)

The calculator may show that your total investment value or SIP returns could be around ​​₹64,047.

Therefore, by using the HSBC SIP calculator, you can easily determine the SIP amount earned over years on an initial investment of ₹5000 at an annual interest rate of 12%. 

Table of the SIP plans available with HSBC bank.

Following is a list of the best HSBC SIP plans.

Name 5 Year Return Monthly SIP Maturity Amount
HSBC Small Cap Fund Fund 16.8% ₹ 10,000 ₹ 9,43,681
HSBC Value fund 13.7% ₹ 10,000 ₹ 8,64,729
HSBC Infrastructure Fund 13.3% ₹ 10,000 ₹ 8,55,140
HSBC Business Cycles fund 12% ₹ 10,000 ₹ 8,24,864
HSBC Midcap Fund 11.1% ₹ 10,000 ₹ 8,04,676
HSBC Managed Solutions India Growth fund 10.7% ₹ 10,000 ₹ 7,95,899
HSBC Large Cap Fund 10.3% ₹ 10,000 ₹ 7,87,241

HSBC LumpSum Calculator on smallcase.

For lump-sum SIP investments, just click the “lump-sum” button alongside the SIP option on the smallcase HSBC lumpsum calculator. Enter the necessary details, and you’ll swiftly receive your desired results – all conveniently accessible on  smallcase!

Some features of the HSBC lumpsum calculator are:

  • User-friendly interface for ease of use.
  • Considers investors’ risk tolerance and objectives.
  • Offers a wide range of investment choices: equity funds, debt funds, and hybrid funds.
  • Provides insights into tax implications for lump-sum payments.
  • Enables investment progress tracking.

How can the HSBC SIP calculator help you? How to Use the smallcase SIP Calculator Online?

Here are some of the benefits of using the HSBC SIP calculator.

  • Precision at Your Fingertips: The HSBC SIP calculator offers accurate projections of your potential returns based on specific investment durations and rates of return. It eliminates calculation errors and delivers expected returns with just a few inputs.
  • Time-Efficient: Save valuable time that manual calculations often consume. The HSBC SIP calculator provides results swiftly, all in a matter of seconds!
  • User-Friendly: Even if you’re new to online SIP calculators, this tool is easy to grasp. In minutes, you can input your data to receive precise future return estimates.
  • Empowering Decisions: Harness the HSBC SIP calculator to make informed choices. It aids investors in evaluating the potential of their investments, whether it’s worth investing in an HSBC MF scheme, or comparing various investment options based on expected future returns.

To Wrap It Up…

SIP investing offers unparalleled convenience. With the HSBC SIP calculator, you can explore various scenarios to align with your financial objectives. Whether you’re planning for specific goals or assessing the suitability of SIP, the calculator empowers you to make confident investment decisions. 

Frequently Asked Questions

How to open an SIP account with HSBC Bank?

  1. Log into your Demat account. 
  2. Choose your desired HSBC mutual fund scheme.
  3. Select the “Start SIP” option. 
  4. Upload required documents and fill in the details.
  5. Submit your application to open the SIP account. 

How to invest in HSBC Bank SIP?

  1. Use the HSBC SIP calculator on smallcase for free.
  2. Choose a suitable investment amount and tenure.
  3. Check the returns using the HSBC mutual fund SIP calculator. 
  4. Invest in the HSBC SIP plan suitable for you on the HSBC Bank platform or your demat account. 

How can a HSBC SIP calculator help you ?

The HSBC SIP Calculator evaluates the performance of every HSBC Mutual Fund according to its historical performance. This tool assists you in improving investment decisions by calculating the HSBC SIP interest rates.

Is HSBC SIP safe?

Yes. Investing in HSBC SIP is safe and secure and the HSBC SIP calculator ensures that.

Why Should you invest in the HSBC SIP Scheme?

Investing in HSBC SIP Mutual Funds offers numerous advantages. Such as- fostering disciplined investing, implementing rupee cost averaging, harnessing the power of compounding, providing flexibility, and enabling diversification.

Does the HSBC SIP have a lock-in period?

Yes. There is a lock-in period of 3 years.

When can I withdraw my HSBC SIP?

You can redeem your active SIP investment after the lock-in period of 3 years. This can be done by directly logging in to your HSBC mutual fund account with your folio number and then canceling the SIP from there.

How are the HSBC SIPs taxed?

The tax treatment considers each HSBC SIP as a new investment. For instance, if the gains from an equity fund exceed Rs. 1 lakh after a year, a 10% capital gains tax applies; otherwise, gains up to Rs. 1 lakh are tax-free.

Discover Popular Articles by smallcase

Learn more about various financial instruments, trending sectors, popular themes, and companies that are thriving in the current markets before investing.

Learn More

Stock Investing Made Easy

Simple, quick and delightful investing for you!

Scan to Download

Don't take our word for it

smallcase is trusted across the Indian investment ecosystem

profile pic
Satish Suggala
@MindYoghurt
social icon

Finally got access to @smallcaseHQ and gotta admit, it ‘s the most beautiful investment product I’ve ever seen.

5:28 PM - 6 Jan 2017
profile pic
Aakash Goel
@aakashlpin
social icon

first stock market investment today. in case you’re a stock market noob like me, highly recommend @smallcaseHQ!

11:45 AM - 13 Jan 2017
profile pic
Deepak Abbot
@deepakabbot
social icon

One product that impressed me a lot in last 1 yr & also benefitted me personally is @smallcaseHQ – never got interested in markets earlier 🥇

7:58 AM - 24 May 2017
profile pic
sampad swain
@sampad
social icon

Lately, been playing w/ stocks & wealth mgmt apps. Amongst all,@smallcaseHQ is the shining star. Absolute recco on 💻 & 📱

9:40 AM - 4 Jul 2017
profile pic
Gaurav
@Pen_Fighter
social icon

OK! I found @smallcaseHQ at this odd hour. ALAG LEVEL. Isn’t it alike your own mutual fund?

2:27 AM - 10 Jul 2017
profile pic
Nithin Kamath
@Nithin0dha
social icon

The best investment tech startup in India today.@smallcaseHQ hoping you guys are the catalyst to get the next million to the markets 🙂

12:16 PM - 15 Jul 2017
profile pic
Bala Panneerselvam
@iBala
social icon

@smallcaseHQ love your product! Kudos!

3:45 PM - 26 Jul 2017
profile pic
Shruti Ghatge
@s_ghatge
social icon

@smallcaseHQ! What a brilliant product. One of the best I’ve seen.

11:22 AM - 19 Sep 2017
profile pic
Rupesh Malu
@Rupesh_Malu
social icon

Agree ” mutual funds sahi hai “, but somehow started feeling smallcase better hai! ☺ What a product! Thanks @smallcaseHQ and@zerodhaonline !!

12:41 PM - 6 Oct 2017
profile pic
Arpit Agarwal
@arpiit
social icon

Felt like Buffett when I logged on to @smallcaseHQ today 😀 There are only two kind of ppl – those who have a Smallcase and those who will!

12:00 PM - 6 Nov 2017
profile pic
Aadil Bandukwala
@aadil
social icon

Take a bow @smallcaseHQ! What an incredible product! 🙏🏻 The ease at which you make equity investing happen – such a breath of fresh air!

9:03 AM - 4 Dec 2017
profile pic
Vishant Pai
@vishantpai
social icon

They way I am promoting @smallcaseHQ I won’t be surprised if I am mistaken as their business development executive. Impressive product. Keep up the great work you are doing. Happy new year.

10:42 AM - 1 Jan 2018
profile pic
Shankar Ganesh
@_shankarganesh
social icon

Ladies and gentlemen, check out @smallcaseHQ. Even if you don’t end up investing, you’ll be impressed by how pretty it is! 😘

6:37 PM - 9 Jan 2018
profile pic
Deepak Gupta
@DeepakG606
social icon

Great way for those early to investing to get exposure to sectors/themes thru @smallcaseHQ. Well researched and easy to buy and manage portfolios.

1:07 PM - 16 Jan 2018
profile pic
Santosh Dogra
@SanDogra
social icon

Had an Amazing experience on building own #theme based#portfolio And guess what i can customise the amount i want to #invest and where to #invest@smallcaseHQ @AxisDirect_In

12:18 PM - 7 Jul 2018
profile pic
Tanmay Bhat
@thetanmay
social icon

Fallen in love with @smallcaseHQ– what a smooth, smooth product. Anybody else here using it?

8:07 PM - 30 Jun 2020
profile pic
freemarketbeliever
@samdesai62
social icon

A very simple, low cost asset allocation solution using ETFs is to go for All Weather Portfolio offered by @smallcaseHQ

8:44 AM - 29 Aug 2018
profile pic
Ayushi Singh Rathore
@ayushirathore
social icon

Invested for the first time during muhurat trading. Adult feels max!@smallcaseHQ 🙌🏻

7:14 PM - 7 Nov 2018
profile pic
asis panigrahi
@asisnitr
social icon

You can save this tweet of mine. @smallcaseHQ is the future of investing. They will beat the best performing mutual fund and pms hands down. Absolutely no comparison. The sooner people realise this, the better will be their cagr.

3:07 PM - 28 May 2019
profile pic
ஸ்டாலின்னா அடிப்போம்..
@bondamani
social icon

Only the best —> @smallcaseHQ Thank me after 10 years.

11:48 AM - 1 Jul 2019
profile pic
Deepak Abbot
@deepakabbot
social icon

2 years to this tweet and @smallcaseHQ is still my top rated product

3:32 PM - 14 Jul 2019
profile pic
Shivam Vahia
@ShivamVahia
social icon

@smallcaseHQ has to be the most unique “fintech” idea I’ve seen in India. Should’ve taken it seriously long back.

11:14 AM - 15 Jul 2019
profile pic
Nupur
@NupurJoshii
social icon

Gotta say this. Smallcase is KILLING IT!!!! 🔥

2:35 PM - 4 Oct 2019
profile pic
Sahil Kini
@sahilkini
social icon

smallcase is one of those rare businesses creating real value for customers/investors, through original thinking and great product design. Go @smallcaseHQ

11:40 AM - 21 Nov 2019
profile pic
Rahul Chaudhary
@7rahulc
social icon

Haven’t seen a better product than @smallcaseHQ in a while. Stunning.

5:32 PM - 16 Jul 2020
profile pic
Aditya Behere
@BehereBaba
social icon

@smallcaseHQ is one of the best new products that I’ve tried 😍

9:09 AM - 29 Nov 2019
profile pic
Rishi Verma
@rishivrm9
social icon

No matter how much I praise @smallcaseHQ It will still be less for them. Fantastic App, they have made investing so much simple and sharing your fav stocks too. Gamechanger in the fintech ecosystem.

3:48 PM - 19 May 2021
profile pic
Madhurima
@madhurimah99
social icon

So, I have been using @smallcaseHQ for investing some money and it’s one of the best I would say for rookies like me. Go ahead and try it out.

8:14 AM - 29 May 2021