Baroda BNP Paribas Mutual Funds
Baroda BNP Paribas Mutual Fund is a joint venture between Bank of Baroda and BNP Paribas Asset Management Asia Ltd. The two entities entered a binding merger agreement on October 11, 2019, and the merger became effective on March 14, 2022. In the combined structure, Bank of Baroda holds a 50.1% stake, while BNP Paribas AMC holds the remaining 49.9%. The fund house operates across 90 cities and manages around 34 schemes spanning equity, hybrid and debt categories. As of 30th September 2025, the fund house managed assets worth ₹50,753 cr.
Top Baroda BNP Paribas Mutual Funds
| Name | AUM (in ₹ cr.) | CAGR 5Y (%) | CAGR 3Y (%) | Expense Ratio (%) | Exit Load (%) | NAV (₹ per unit) | Alpha | Volatility |
|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Liquid Fund | 9,502.33 | 5.84 | 7.06 | 0.14 | 0.01 | 3113.96 | - | 0.11 |
| Baroda BNP Paribas Balanced Advantage Fund | 4,544.91 | 14.74 | 15.46 | 0.74 | 1 | 27.86 | - | 10.26 |
| Baroda BNP Paribas Money Market Fund | 4,335.34 | 5.9 | 7.44 | 0.16 | 0 | 1438.69 | - | 0.39 |
| Baroda BNP Paribas Multi Cap Fund | 3,108.17 | 22.32 | 19.62 | 0.92 | 1 | 329.32 | 8.91 | 14.37 |
| Baroda BNP Paribas Large Cap Fund | 2,729.20 | 18.02 | 16.53 | 0.76 | 1 | 263.75 | 5.29 | 11.82 |
| Baroda BNP Paribas Mid Cap Fund | 2,276.13 | 24.38 | 21.83 | 0.56 | 1 | 125.93 | 9.42 | 14.68 |
| Baroda BNP Paribas Large & Mid Cap Fund | 1,606.57 | 21.79 | 19.39 | 0.82 | 1 | 29.96 | 6.06 | 13.82 |
| Baroda BNP Paribas India Consumption Fund | 1,552.24 | 19.54 | 17.8 | 0.64 | 1 | 35.89 | 6.72 | 13.14 |
| Baroda BNP Paribas Gilt Fund | 1,341.67 | 5.68 | 7.87 | 0.14 | - | 47.12 | 0 | 2.49 |
| Baroda BNP Paribas Arbitrage Fund | 1,279.43 | 6.34 | 7.77 | 0.31 | 0.25 | 17.4 | 0.34 | 0.89 |
Disclaimer: Please note that the above list of the Baroda BNP Paribas mutual funds is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.
Note: The data on the list of the Baroda BNP Paribas mutual funds is from 1st December 2025. This data is derived from the Tickertape Mutual Funds Screener.
- AMC: Baroda BNP Paribas Asset Management India Pvt. Ltd
- Plan: Growth
- AUM: Sorted from highest to lowest
Pro Tip: You can use Tickertape’s Mutual Fund Screener to research and evaluate funds with over 50+ pre-loaded filters and parameters.
Baroda BNP Paribas Mutual Funds – Key Information
| Fund House Name | Baroda BNP Paribas Mutual Fund |
| Sponsors | Bank of Baroda and BNP Paribas Asset Management Asia Ltd. |
| Stake Distribution | Bank of Baroda – 50.1%, BNP Paribas AMC – 49.9% |
| Setup Date | 24th November 1994 |
| Incorporation Date | 5th November 1992 |
| Agreement Signing Date | 11th October 2019 |
| Merger Effective Date | 14th March 2022 |
| Trustee | Baroda BNP Paribas Trustee India Pvt. Ltd. (formerly Baroda Trustee India Pvt. Ltd.) |
| CEO / Managing Director | Mr. Suresh Soni |
| CIO | Mr. Sanjay Chawla |
| Compliance Officer | Ms. Nisha Sanjeev |
| Investor Service Officer | Mr. Vivek Kudal |
| Latest Reported AUM | ₹50,753 crore (as of 30 September 2025) |
| Scheme Categories | Equity, Hybrid, Debt |
| Geographic Presence | ~90 cities across India |
Overview of the top Baroda BNP Paribas Mutual Funds
Baroda BNP Paribas Liquid Fund
This fund invests in short-term debt and money-market securities. It generally focuses on maintaining liquidity and relatively low maturity exposure as per liquid fund rules.
Baroda BNP Paribas Balanced Advantage Fund
This hybrid scheme adjusts its mix of equity and debt based on its internal asset-allocation model. The structure aims to balance participation in equity with exposure to fixed-income instruments within category guidelines.
Baroda BNP Paribas Money Market Fund
This debt scheme invests in money-market instruments with maturities up to one year. It aims to maintain portfolio stability while adhering to SEBI rules for the money-market category.
Baroda BNP Paribas Multi Cap Fund
This equity scheme allocates money across large-cap, mid-cap and small-cap companies as mandated under the multi-cap category. It follows a diversified approach across market capitalisation segments.
Baroda BNP Paribas Large Cap Fund
This equity fund invests primarily in the top 100 companies by market capitalisation, as defined by SEBI. The portfolio includes businesses considered large and established in the Indian market.
Baroda BNP Paribas Mid Cap Fund
This fund invests mainly in companies ranked from 101 to 250 by market capitalisation. It focuses on businesses classified under SEBI’s mid-cap universe.
Baroda BNP Paribas Large & Mid Cap Fund
This scheme invests in both large-cap and mid-cap companies with minimum allocation rules defined by SEBI. The structure offers exposure to established companies along with mid-sized growth-oriented businesses.
Baroda BNP Paribas India Consumption Fund
This thematic equity fund invests in companies linked to India’s consumption-driven sectors such as staples, retail, automobiles and discretionary spending. The portfolio follows the consumption theme rather than a broad-market approach.
Baroda BNP Paribas Gilt Fund
This fund invests only in government securities issued by the RBI for the Government of India. It does not invest in corporate bonds, as per gilt category regulations.
Baroda BNP Paribas Arbitrage Fund
This hybrid scheme uses arbitrage opportunities by taking offsetting positions in the cash and derivatives markets. It maintains equity exposure as per arbitrage fund category norms while aiming to reduce directional equity market exposure.
How to Invest in the Baroda BNP Paribas Mutual Funds?
You can easily start to invest in the BNP Paribas mutual funds in India by following these steps:
- Visit an equity investment platform such as smallcase
- The next step is to research and identify the best Bank of Baroda mutual fund, based on your investment thesis. Tools like the Tickertape Mutual Fund Screener can help you filter and compare funds based on parameters such as returns, expense ratio, and fund size.
- Once you shortlist the funds, visit smallcase, log in, and search for the fund by name. You can then choose the investment mode, either a one-time lump sum or a SIP investment plan, and complete the process.
Top Fund Managers at Baroda BNP Paribas Mutual Funds
Mr. Sanjay Chawla
Mr. Chawla has experience across research and fund management roles. Before joining Baroda BNP Paribas Mutual Fund, he worked with BSL AMC as a Senior Fund Manager and led research at SBI Capital Markets. He has also held roles at Motilal Oswal Securities, IDBI Capital Markets and other financial firms. He holds a Master’s degree in Management Studies from BITS Pilani.
Mr. Jitendra Sriram
Mr. Sriram has experience across equity research and asset management roles at HSBC Securities, HSBC AMC and Deutsche Equities. He holds a Bachelor’s degree in Electrical Engineering and a postgraduate diploma in Business Management.
Mr. Pratish Krishnan
Mr. Krishnan has worked in equity research roles at DSP Merrill Lynch, SBI Capital Markets, and Antique Stock Broking. He holds an MMS degree in Finance and has experience covering IT, telecom and media sectors.
Mr. Vikram Pamnani
Mr. Pamnani has worked with Essel Finance AMC, Canara Robeco AMC and Deutsche Bank. He holds a PGDM in Finance and brings experience in debt fund management and research.
Mr. Neeraj Saxena
Mr. Saxena has worked with Karvy Stock Broking, Stratcap Securities and Iden Investment Advisors. He holds a PGDBA in Finance and a Master’s degree in Organic Chemistry.
Taxation on Baroda BNP Paribas Mutual Funds
Tax treatment depends on the type of Bank of Baroda mutual fund and how long the investment is held. Below is a category-wise breakdown based on the latest tax framework.
Equity Mutual Funds
| Type of Gain | Holding Period | Applicable Tax |
| Short-Term Capital Gains (STCG) | Less than 12 months | 20% |
| Long-Term Capital Gains (LTCG) | More than 12 months | 12.5% (Gains up to ₹1.25 lakh exempt in a financial year) |
Debt Mutual Funds
| Type of Gain | Holding Period | Tax Rate |
| Short-Term Capital Gains (STCG) | Less than 36 months | Taxed as per income tax slab |
| Long-Term Capital Gains (LTCG) | More than 36 months | 12.50% |
Hybrid Mutual Funds
| Type of Hybrid Fund | STCG | LTCG |
| Equity-Oriented Hybrid Funds | 20% if held for less than 1 year | 12.5% if held for more than 1 year; gains up to ₹1.25 lakh exempt |
| Debt-Oriented Hybrid Funds | Taxed as per slab if held for less than 3 years | 12.5% if held for more than 3 years |
Gold Mutual Funds
| Type of Gain | Previous Rule (Holding Period) | Updated Rule (Holding Period) | Updated Tax Rate |
| Short-Term Capital Gains (STCG) | Less than 36 months | Less than 24 months | Taxed as per slab |
| Long-Term Capital Gains (LTCG) | More than 36 months | More than 24 months | 12.50% |
Documents Required to Invest in Baroda BNP Paribas Mutual Funds
To invest in the BOB mutual fund, the following documents and details are generally required during the registration or KYC process:
- PAN Card details, which are mandatory for mutual fund investments in India.
- Personal details such as full name, date of birth, mobile number, and email address.
- Identity and address proof, such as Aadhaar (front and back), passport, voter ID, or any SEBI-approved document.
- Bank account details, including account number, IFSC, and proof such as a cancelled cheque or bank passbook copy for verification.
- Nominee details, which help assign beneficiary rights in case of unforeseen events.
- FATCA/CRS and occupation declarations, as required under regulatory and compliance frameworks.
Risks of Investing in Baroda BNP Paribas Mutual Funds
- Market Risk: Equity-oriented funds may fluctuate in value because stock prices can change based on economic conditions, corporate earnings, geopolitical developments and investor behaviour. During market corrections or volatility, the NAV may fall and affect the portfolio value.
- Interest Rate Risk: Debt funds are affected by changes in interest rates. When interest rates rise, the value of existing bonds may fall because new bonds could offer better yields. This is more noticeable in long-duration funds than short-duration ones.
- Credit and Default Risk: Some debt funds invest in corporate bonds. If an issuer delays interest payments, faces a downgrade or defaults, the fund may experience a drop in value. Even highly rated securities carry some level of credit risk.
- Regulatory and Policy Risk: Regulations and tax rules affecting mutual funds may change over time. Such changes can alter the cost, structure, taxation or expected performance of certain schemes.
Factors to Consider Before Investing in Baroda BNP Paribas Mutual Funds
- Investment Goal: Different schemes serve different purposes. Equity funds may be used for long-term wealth creation, while debt and hybrid schemes may serve stability or diversification. Understanding the objective of the fund helps align it with personal financial goals.
- Risk Tolerance: Mutual funds carry varying levels of risk. Equity and small-cap schemes tend to be more volatile, while debt or liquid funds usually experience fewer fluctuations. Reviewing the fund’s riskometer and category can offer clarity on expected volatility.
- Investment Horizon: The holding period plays an important role in how funds behave. Equity schemes generally require a long-term view, while debt or liquid funds may align with shorter horizons. Matching the time horizon with the fund type helps manage return expectations.
- Costs and Charges: Mutual funds come with expenses such as the expense ratio. These are deducted from the NAV and may affect the overall return. For some transactions, exit loads may apply if units are redeemed before a specified period.
- Tax Implications: Tax treatment varies depending on whether the fund is equity, hybrid, debt or gold-oriented. Reviewing how gains are taxed based on holding period can help plan post-tax outcomes.
Conclusion
Baroda BNP Paribas Mutual Fund offers schemes across equity, hybrid and debt categories, giving investors access to different parts of the market within a single fund house. Each scheme has its own structure, objective and risk profile, so understanding factors such as investment horizon, costs, taxation and volatility helps set the right expectations. After reviewing these aspects and consulting a financial advisor, investors can explore and invest in mutual funds through smallcase.
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Frequently Asked Questions on Baroda BNP Paribas Mutual Funds
As of 1st December 2025, based on recent multi-year return trends and category presence, some widely tracked schemes from the fund house include:
1. Baroda BNP Paribas Mid Cap Fund
2. Baroda BNP Paribas Multi Cap Fund
3. Baroda BNP Paribas Large & Mid Cap Fund
4. Baroda BNP Paribas India Consumption Fund
5. Baroda BNP Paribas ELSS Tax Saver Fund
Disclaimer: The list above is for informational purposes only and does not indicate performance ranking or suitability. It is not a recommendation.
The suitability of Baroda BNP Paribas Mutual Funds depends on multiple factors such as the chosen scheme, risk appetite, expected investment horizon and market environments. Each fund behaves differently based on its structure and mandate, so reviewing the portfolio and category before investing helps set expectations.
Disclaimer: This information is for educational purposes only and is not advisory or recommendatory.
A SIP can be started digitally through investment platforms, including smallcase. The process generally includes completing KYC (if not done), selecting a scheme, choosing a SIP amount and setting the frequency.
Disclaimer: This information is for educational purposes only and is not advisory or recommendatory.
The fund house offers multiple categories, including equity funds, hybrid funds, debt funds, liquid funds, thematic funds and tax-saving schemes like ELSS. Each category follows a specific investment framework defined by regulations.
These funds are not fully tax-exempt. Tax on gains depends on the type of fund and how long the units are held. ELSS schemes may offer tax deductions under Section 80C, but the returns themselves remain taxable based on prevailing rules.
Disclaimer: This information is for educational purposes only. Tax rules may change over time.
The minimum SIP amount varies by scheme, and many funds start at ₹500. Some categories, particularly thematic or speciality funds, may have higher minimum amounts.
Baroda BNP Paribas Value Fund is an equity scheme that follows a value-based investment approach. It invests in companies considered undervalued based on financial metrics, business fundamentals and long-term potential as per the scheme’s framework. The Regular Growth option reinvests gains back into the fund rather than distributing them as payouts.
Baroda BNP Paribas Small Cap Fund is an equity scheme that primarily invests in companies classified under the small-cap category as per SEBI guidelines. The Regular Growth plan enables reinvestment of returns into the scheme, allowing the investment value to compound over time based on NAV movement.
