Shriram India Mutual Funds: All Schemes, AUM and Performance
Shriram Mutual Funds are operated by Shriram Asset Management Company, which commenced its operations in the stock market on 5th December 1994. The fund house is majority-owned by Shriram Credit Company Limited (SCCL), holding a controlling stake, and oversees the investment strategies of the mutual funds.SCCL, a subsidiary of the Shriram conglomerate, is a well-established financial services company listed on the Bombay Stock Exchange, with a paid-up capital of ₹240.63 crores. As of 27th November 2025, the mutual fund sector’s total Assets Under Management (AUM) reached more than ₹1200.00 cr.
Top Shriram Mutual Funds
| Name | AUM (in ₹ cr.) | NAV (₹ per unit) | Absolute Returns - 3M | Absolute Returns - 1Y | CAGR 3Y | Expense Ratio(%) | Exit Load | Volatility(%) |
|---|---|---|---|---|---|---|---|---|
| Shriram Liquid Fund | 242.34 | 1067.1 | 1.42 | 6.37 | 0 | 0.12 | 0.01 | 0.06 |
| Shriram Multi Sector Rotation Fund | 190.48 | 8.26 | 7.72 | 0 | 0 | 0.78 | 1 | 16.38 |
| Shriram Overnight Fund | 155.01 | 12.22 | 1.35 | 5.82 | 6.37 | 0.11 | 0 | 0.02 |
| Shriram Flexi Cap Fund | 137.54 | 23.6 | 5.31 | -1.68 | 12.61 | 0.83 | 1 | 14.69 |
| Shriram Multi Asset Allocation Fund | 134.47 | 13.51 | 8.81 | 9.34 | 0 | 0.69 | 1 | 9.74 |
| Shriram Balanced Advantage Fund | 57.66 | 19.5 | 4.93 | 3.81 | 10.4 | 1 | 1 | 8.56 |
| Shriram ELSS Tax Saver Fund | 49.8 | 24.55 | 5.36 | -1.15 | 12.49 | 0.8 | 0 | 14.6 |
| Shriram Aggressive Hybrid Fund | 49.77 | 37.53 | 5.5 | 5.88 | 13 | 0.85 | 1 | 9.31 |
Disclaimer: Please note that the above list of the Shriram mutual funds is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.
Note: The data on the list of the Shriram MF is from 27th November 2025. This data is derived from the Tickertape Mutual Funds Screener.
- AMC: Shriram Asset Management Company Limited
- Plan: Growth
- AUM: Sorted from highest to lowest
Pro Tip: You can use Tickertape’s Mutual Fund Screener to research and evaluate funds with over 50+ pre-loaded filters and parameters.
Shriram Mutual Fund – Key Information
| Established | 27th May, 1994 (Registered under Indian Trusts Act) |
| Shriram AMC Name | Shriram Asset Management Company Ltd |
| Ownership | Shriram Credit Company Limited (SCCL) – 68.67% controlling stake |
| Number of Schemes | Multiple schemes including equity, debt, hybrid, and tax-saving (ELSS) |
| Regulatory Registration | Registered with SEBI on 21st November, 1994 (SEBI Reg. No. MF/017/94/4) |
| Headquarters | Chennai, Tamil Nadu, India |
| Managing Director & CEO | Kartik Jain |
| Strategic Partnership | Sanlam (South African financial services firm) became a co-promoter in May 2025 |
Overview of the top Shriram Mutual Funds
Shriram Multi Sector Rotation Fund
This fund invests in equity and equity derivatives, focusing on sectors expected to perform well based on earnings outlooks. It rotates investments across different sectors using a proprietary quantitative model, combined with fundamental analysis.
Shriram Liquid Fund
The Shriram Liquid Fund is a debt mutual fund that primarily invests in money market instruments and short-term debt securities with an average maturity of less than 91 days.
Shriram Overnight Fund
The Shriram Overnight Fund is a debt mutual fund that invests in short-term debt instruments with overnight maturity. This fund is designed for investors who want to park their money for very short periods, offering a safer alternative to traditional savings accounts.
Shriram Multi Asset Allocation Fund
The Shriram Multi Asset Allocation Fund is a hybrid scheme that invests in equity and equity-related securities, debt and money market instruments, gold/silver ETFs, and REITs/InvITs.
Shriram Flexi Cap Fund
The Shriram Flexi Cap Fund is an actively managed equity fund that invests across large-cap, mid-cap, and small-cap stocks. The fund aims to diversify investments across different market segments to mitigate risks.
Shriram Balanced Advantage Fund
The Shriram Balanced Advantage Fund is a hybrid fund that dynamically adjusts its equity and debt allocation depending on the prevailing market conditions. It aims to balance risk and return by taking advantage of market movements.
Shriram ELSS Tax Saver Fund
This fund is an equity-linked savings scheme (ELSS) that invests primarily in equity and equity-related securities, offering tax-saving benefits under Section 80C of the Income Tax Act. It provides long-term growth potential with tax benefits.
Shriram Aggressive Hybrid Fund
The Shriram Aggressive Hybrid Fund is a hybrid fund that invests primarily in equity and equity-related instruments, with a small portion in debt. It aims to provide high returns over the long term, with a higher risk due to its equity exposure.
How to Invest in the Shriram Mutual Funds?
You can easily start to invest in the Shriram mutual funds in India by following these steps:
- Visit an equity investment platform such as smallcase
- The next step is to research and identify the best Shriram MF, based on your investment thesis. Tools like the Tickertape Mutual Fund Screener can help you filter and compare funds based on parameters such as returns, expense ratio, and fund size.
- Once you shortlist the funds, visit smallcase, log in, and search for the fund by name. You can then choose the investment mode, either a one-time lump sum or a SIP investment plan, and complete the process.
Top Fund Managers at Shriram Mutual Funds
Mr. Amit Modani
Mr. Modani is the Senior Investment Analyst at Shriram Mutual Fund. He specialises in equity research and sector analysis. With a strong background in portfolio management, he previously worked with several financial institutions in the asset management industry.
Mr. Sudip More
Mr. More is the Research Manager at Shriram Mutual Fund. He focuses on market trends, financial data analysis, and identifying growth opportunities. Before joining Shriram, he worked at a major brokerage firm, analysing market movements and investment trends. He is currently handling the Shriram Multi Asset Allocation Fund and Shriram Balanced Advantage Fund.
Mr. Deepak Ramaraju
Mr. Ramaraju is a Senior Fund Manager at Shriram Mutual Fund with over 10 years of experience managing equity and debt portfolios. Prior to Shriram, he worked at leading asset management firms, where he gained expertise in managing large investment funds.
Mr. Prateek Nigudkar
Mr. Nigudkar is a Senior Investment Analyst at Shriram Mutual Fund, specialising in market research and financial analysis. He evaluates investment opportunities in equity and debt markets. Before joining Shriram, he worked at top investment research firms, developing strategies for portfolio management
Mr. Kartik Soral
Mr. Soral is the senior fund manager at Shriram Mutual Fund with over ten years of experience. He specialises in risk management, technical analysis, and portfolio building. He holds a B. Tech in Chemical Engineering from IIT-BHU and an MBA from IIM Ahmedabad. Before joining Shriram Mutual Fund, he worked as a fund manager at Edelweiss Asset Management.
Taxation on Shriram Mutual Funds
The tax treatment of gains depends on the type of mutual fund (equity, debt, hybrid) and the holding period. Here’s a breakdown of the tax rates for Shriram Mutual Funds based on the fund type:
Equity Mutual Funds
| Type of Gain | Holding Period | Tax Rate |
| Short-Term Capital Gains (STCG) | Less than 12 months | 15% |
| Long-Term Capital Gains (LTCG) | More than 12 months | 10% (Exempt for gains up to ₹1 lakh per year) |
Debt Mutual Funds
| Type of Gain | Holding Period | Tax Rate |
| Short-Term Capital Gains (STCG) | Less than 36 months | Taxed as per income tax slab |
| Long-Term Capital Gains (LTCG) | More than 36 months | 20% after indexation |
Hybrid Mutual Funds
| Type of Fund | STCG | LTCG |
| Equity-Oriented Hybrid Funds | 15% for holdings < 1 year | 10% for holdings > 1 year; gains up to ₹1 lakh exempt |
| Debt-Oriented Hybrid Funds | Taxed as per slab for holdings < 3 years | 20% for holdings > 3 years |
Documents Required to Invest in Shriram Mutual Funds
Here are the documents required to invest in Shriram Mutual Funds:
- PAN Card: Mandatory for all mutual fund investments.
- Personal Information: Full name, mobile number, and email address.
- Address Proof: Aadhaar (front and back), passport, or any SEBI-accepted document.
- Bank Account Details: A cancelled cheque may be required for verification.
- Nominee Details: For designating a nominee for the investment.
- FATCA/CRS Declaration: As part of regulatory requirements.
Risks Associated with Shriram Mutual Funds
- Market Risk: Mutual fund investments are impacted by changes in the stock market. The value of the fund can rise or fall depending on factors like economic conditions, interest rates, and market trends. If the market is down, your investment may lose value.
- Credit Risk: In debt funds, there is a risk that the companies issuing bonds may fail to repay their debts or may see their credit ratings downgraded. This could lower the value of the bonds and, in turn, affect the value of the fund.
- Liquidity Risk: Liquidity risk occurs when it’s hard to buy or sell securities in the fund without impacting their prices. This is more likely with assets that are not easily traded, such as certain bonds or private equity.
- Interest Rate Risk: When interest rates rise, the value of existing bonds typically falls. This can affect debt mutual funds, which are sensitive to changes in interest rates.
Factors to Consider Before Investing in Shriram Mutual Funds
- Financial Goals: Each mutual fund serves a different financial purpose. For example, some may focus on long-term growth, while others might prioritise stability or income generation. Understanding your financial goals helps in choosing the right mutual fund.
- Assess Risk Tolerance: Different mutual funds have varying levels of risk. Equity funds are affected by market conditions, while debt funds are influenced by interest rates. It’s important to assess how much risk you’re comfortable with before choosing a fund.
- Understand the Additional Costs: Mutual funds come with costs like the expense ratio (the annual fee for managing the fund), an exit load (charged if you redeem units early), and stamp duty (a tax on purchasing mutual fund units). These costs can impact your overall returns, so it’s essential to be aware of them.
- Type of Fund: Shriram offers a variety of funds, each with its own risk and return profiles. Equity funds tend to have higher potential returns but are more volatile, whereas debt funds provide steady, predictable returns with less risk. Hybrid funds, which combine equity and debt, aim to strike a balance between risk and reward.
Conclusion
Shriram mutual funds offer a range of investment options to suit various financial goals, risk appetites, and time horizons. However, there are also some risk factors, such as market volatility, interest rate changes (for debt funds), and economic shifts that can impact fund performance. It’s important for investors to be aware of these risks and consider them in their investment planning.
After finalising a mutual fund based on personal research and consulting a financial advisor, investors can explore and invest in mutual funds through Smallcase, which offers a user-friendly platform to manage and track their investments.
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Frequently Asked Questions on Shriram Mutual Funds
As of 27th November 2025, some of the top-performing Shriram mutual funds, based on their 3-year CAGR, include:
1. Shriram Aggressive Hybrid Fund
2. Shriram Flexi Cap Fund
3. Shriram ELSS Tax Saver Fund
4. Shriram Balanced Advantage Fund
5. Shriram Overnight Fund
Disclaimer: Please note that the above list is for educational purposes only and is not recommendatory.
The suitability of Shriram MF depends on various factors such as the specific fund you choose, your risk tolerance, investment horizon, and market conditions. Each fund behaves differently, so it’s important to evaluate the fund type, strategy, and portfolio structure before making a decision.
Disclaimer: Please note that the above information is for educational purposes only and is not recommendatory.
You can start investing in Shriram Mutual Funds online by following these steps:
1. Visit an investment platform such as Smallcase.
2. Research and choose the Shriram mutual fund schemes that align with your investment goals. Tools like the Tickertape Mutual Fund Screener can help you compare funds based on returns, expense ratios, and other factors.
3. After shortlisting the fund, log in to Smallcase, search for the fund, and opt for the SIP plan that suits you.
Disclaimer: Please note that the above information is for educational purposes only and is not recommendatory.
Shriram MF offers a diverse range of schemes, including Equity Funds, Debt Funds, Hybrid Funds, Tax Saving Funds (ELSS), and Liquid Funds. Each fund category is designed to meet different investment objectives and risk profiles.
Disclaimer: Please note that the above information is for educational purposes only and is not recommendatory.
Shriram Mutual Fund schemes are not fully tax-free. The tax treatment depends on the type of fund, the holding period, and the applicable tax rules. However, Shriram also offers ELSS (Equity Linked Savings Scheme) funds, which provide tax benefits under Section 80C of the Income Tax Act.
Disclaimer: Please note that the above information is for educational purposes only, and is not recommendatory.
The minimum SIP amount for Shriram Mutual Funds varies depending on the scheme. Many funds allow SIPs starting from ₹500, while some may have higher minimum requirements based on the fund’s category and structure.
Disclaimer: Please note that the above information is for educational purposes only and is not recommendatory.
