Top Sundaram Mutual Funds in India 2025
Sundaram Mutual Fund is managed by Sundaram Asset Management Company Ltd., a fully owned subsidiary of Sundaram Finance Limited, one of India’s oldest financial institutions, established in 1954. The AMC began operations in 1996, initially co-sponsored by Sundaram Finance and Stewart Newton Holdings (Mauritius), and has since evolved through multiple strategic acquisitions and restructuring phases.
Backed by over 20 years of investment management experience, Sundaram AMC has built a strong presence across equity, debt, liquid, and hybrid categories. Today, Sundaram Mutual Fund manages a Total AUM of ₹73,775.94 cr (as of 30 September 2025) and operates with a wide retail footprint, a deep distribution network, and a continued focus on disciplined portfolio construction and investor-centric offerings.
List of Top Sundaram Mutual Funds
| Name | AUM (in ₹ cr.) | CAGR 5Y(%) | CAGR 3Y(%) | Expense Ratio(%) | NAV(₹ per unit) | Exit Load(%) | Alpha | Volatility |
|---|---|---|---|---|---|---|---|---|
| Sundaram Mid Cap Fund | 13235.84 | 25.9 | 25.85 | 0.92 | 1567.33 | 1 | 8.25 | 15.72 |
| Sundaram Liquid Fund | 7497.62 | 5.81 | 7.1 | 0.13 | 2384.32 | 0.01 | 0 | 0.11 |
| Sundaram Aggressive Hybrid Fund | 7332.62 | 16.02 | 14.13 | 0.67 | 190.84 | 1 | -0.78 | 9.33 |
| Sundaram Large and Mid Cap Fund | 6740.02 | 20.5 | 17.99 | 0.77 | 99.47 | 1 | 5.77 | 13.5 |
| Sundaram Services Fund | 4673.56 | 23.92 | 19.74 | 0.73 | 39.25 | 1 | 5.57 | 13.69 |
| Sundaram Small Cap Fund | 3495.63 | 26.83 | 22.12 | 0.85 | 291.04 | 1 | 11.71 | 16.63 |
| Sundaram Large Cap Fund | 3358.25 | 16.79 | 13.6 | 0.64 | 23.44 | 1 | 3.64 | 11.46 |
| Sundaram Multi Cap Fund | 2927.98 | 21.91 | 19.01 | 0.93 | 437.94 | 1 | 7.43 | 13.18 |
| Sundaram Multi Asset Allocation Fund | 2925.07 | 0 | 0 | 0.37 | 13.49 | 1 | 0 | 8.52 |
| Sundaram Ultra Short Duration Fund | 2236.6 | 6.1 | 7.51 | 0.23 | 3003.8 | 0 | 0 | 0.36 |
Disclaimer: Please note that the above list of the Sundaram Mutual Fund is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing. The data is derived from Tickertape Mutual Fund Screener and is subject to real-time updates.
Note: The data on the list of the Sundaram Mutual Fund is from 24th November 2025. This data is derived from the Tickertape Mutual Funds Screener.
- AMC: Sundaram Asset Management Company Limited
- Plan: Growth
- AUM: Sorted from highest to lowest
Pro Tip: You can use Tickertape’s Mutual Fund Screener to research and evaluate funds with over 50+ pre-loaded filters and parameters.
Key Information on Sundaram Mutual Fund
| Category | Details |
| Mutual Fund Name | Sundaram Mutual Fund |
| Asset Management Company (AMC) | Sundaram Asset Management Company Ltd. |
| AMC Incorporation Date | 26 February 1996 |
| AMC Setup Date | 13 May 2010 |
| Parent / Sponsor | Sundaram Finance Limited |
| Headquarters | Chennai, Tamil Nadu, India |
| Total AUM (Latest Reported) | ₹73,775.94 cr (as of 30 September 2025) |
| Investor Base | 3.5+ mn investors |
| Managing Director (MD) | Mr. Harsha Viji |
| Chief Executive Officer (CEO) | Sunil Subramaniam |
| Chairman | Pratip Chaudhuri |
| Chief Investment Officer (CIO) | Ravi Gopalakrishnan |
| Compliance Officer | P. Sundararajan |
| Investor Service Officer | Dhiren H. Thakker / Rahul Mayor |
| Branch Network | 80+ branches across India |
Overview of the Top Sundaram Mutual Fund
Sundaram Mid Cap Fund
Sundaram Mid Cap Fund focuses on companies in the mid-cap segment. These businesses are typically in a growth phase and may offer higher return potential along with periods of volatility. The fund aims to build a diversified portfolio within the mid-cap universe.
Sundaram Liquid Fund
Sundaram Liquid Fund invests in short-term money market and debt instruments with very high liquidity. It is generally used for short-term parking of funds, prioritising capital preservation and quick access to money.
Sundaram Aggressive Hybrid Fund
Sundaram Aggressive Hybrid Fund combines equity and debt in a single portfolio, with a higher allocation to equities. The structure is designed to balance growth potential with some level of stability from fixed-income exposure.
Sundaram Large and Mid Cap Fund
This fund invests in a mix of large-cap and mid-cap companies, offering exposure to established businesses along with developing growth opportunities. The allocation approach provides a blend of stability and long-term growth characteristics.
Sundaram Services Fund
Sundaram Services Fund concentrates on companies operating in the services sector. The portfolio may include businesses across industries like IT, financial services, healthcare, and communications, depending on market conditions and sector trends.
Sundaram Small Cap Fund
Sundaram Small Cap Fund invests primarily in small-cap companies. These businesses may be earlier in their growth journey and can experience higher volatility, along with long-term growth potential.
Sundaram Large Cap Fund
This fund focuses on large-cap companies known for scale, established business models, and market presence. The fund aims to create a broad-based portfolio of well-known industry leaders.
Sundaram Multi Cap Fund
Sundaram Multi Cap Fund invests across large-cap, mid-cap, and small-cap segments following SEBI’s multi-cap allocation framework. The portfolio structure aims to capture growth opportunities across different market capitalisation buckets.
Sundaram Multi Asset Allocation Fund
This fund invests across multiple asset classes, which may include equity, debt, and commodities like gold. The multi-asset structure may help reduce the impact of volatility in any single asset category.
Sundaram Ultra Short Duration Fund
Sundaram Ultra Short Duration Fund invests in short-maturity debt instruments, targeting lower interest-rate sensitivity. The fund is positioned for short-term horizons and prioritises stability with modest return expectations.
Taxation on Sundaram Mutual Funds
Tax rules vary based on the type of fund, how long it is held, and whether gains are realised in the short term or long term. Below is a breakdown of how different Sundaram Funds categories are taxed under current regulations in India.
Equity Mutual Funds
| Type of Gain | Holding Period | New Rate |
| Short-Term Capital Gains (STCG) | Less than 12 months | 20% |
| Long-Term Capital Gains (LTCG) | More than 12 months | 12.5% (Gains up to ₹1.25 lakh exempt) |
Debt Mutual Funds
| Type of Gain | Holding Period | Tax Rate | Indexation Benefit |
| Short-Term Capital Gains (STCG) | Less than 36 months | Taxed as per income tax slab | Not applicable |
| Long-Term Capital Gains (LTCG) | More than 36 months | 12.50% | Not available |
Hybrid Mutual Funds
| Type of Fund | STCG | LTCG | Indexation Benefit |
| Equity-Oriented Hybrid Funds | 20% for holdings < 1 year | 12.5% for holdings > 1 year; gains up to ₹1.25 lakh exempt | Not available |
| Debt-Oriented Hybrid Funds | Taxed as per slab for holdings < 3 years | 12.5% for holdings > 3 years | Not available |
Documents Required to Invest in Sundaram Mutual Fund
To invest in Sundaram Mutual Fund, investors must complete KYC (Know Your Customer) verification. The following documents are typically required:
- PAN Card details (mandatory for mutual fund investments)
- Personal information, including full name, date of birth, mobile number, and email address
- Address proof, such as Aadhaar (front and back), Passport, Driving Licence, or any SEBI-approved document
- Bank account details, along with a cancelled cheque or bank statement if required for verification
- Nominee details (optional but strongly recommended)
- FATCA/CRS declaration, as part of regulatory compliance for all investors
Risks of Investing in Sundaram Mutual Fund
Equity Market Risk
Funds investing in equities can experience short-term ups and downs due to fluctuations in stock prices. Factors such as corporate earnings, government policy announcements, geopolitical events, or broad market sentiment can impact performance. Long-term investors may be better positioned to manage this volatility.
Interest Rate and Duration Risk in Debt Funds
Debt or fixed-income funds are affected by changes in interest rates. When interest rates rise, the value of existing bonds may fall, especially in long-duration portfolios. Investors in debt funds should understand how interest cycles affect returns, particularly if they have short holding periods.
Credit and Default Risk
Some debt funds may invest in lower-rated securities to generate higher yield. If an issuer faces financial stress or delays repayment, it may affect returns. This risk varies based on the credit quality of the underlying securities.
Concentration and Theme-Specific Risk
Thematic and sector funds focus on narrower investment ideas such as rural development, technology, or infrastructure. If the theme underperforms or the regulatory environment changes, the fund may go through periods of weak performance.
Factors to Consider Before Investing in Sundaram Mutual Fund
Fund Structure and Classification
Schemes are placed under defined categories such as equity, hybrid, thematic, index, or debt. Each category comes with its own portfolio composition rules and investment approach, which may influence return patterns, volatility, and diversification.
Risk Indicator
Mutual funds display a SEBI-mandated Riskometer that reflects the level of risk associated with the scheme. Equity and small-cap-focused strategies may reflect higher volatility, whereas debt or hybrid schemes may reflect risks tied to interest rate movements or credit exposure.
Time Frame Alignment
Different investment categories operate efficiently over different durations. Equity-oriented schemes may experience short-term fluctuations but may show stability over longer periods, while certain debt or liquid fund categories may be positioned for shorter timeframes. Reviewing the typical holding period mentioned in scheme disclosures provides useful context.
Portfolio Style and Diversification
Schemes may follow distinct investment styles such as growth, value, or blended approaches. The level of diversification across sectors, asset classes, and securities differs based on the category and strategy, which may affect stability during market cycles.
Tax Treatment
Tax implications differ across categories and holding periods. Equity, hybrid, and debt schemes are taxed differently at the time of redemption or gain realisation, and this may influence the suitability of one category over another based on individual financial planning.
Conclusion
Sundaram Funds offer a wide range of schemes across equity, hybrid, and debt categories, each following defined strategies and risk profiles. Investors can explore options based on factors such as fund category, performance history, investment style, and applicable tax rules. Reviewing scheme documents, understanding portfolio structure, and assessing suitability based on individual financial goals can provide a clearer perspective before making an investment decision.
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Frequently Asked Questions on Sundaram Mutual Fund
As of 24th November 2025, as per 5Y CAGR, some of the best Sundaram mutual funds include:
1. Sundaram LT Micro Cap Tax Adv Fund-Sr VI
2. Sundaram LT Tax Adv Fund-Sr III
3. Sundaram LT Tax Adv Fund-Sr IV
4. Sundaram LT Micro Cap Tax Adv Fund-Sr V
5. Sundaram LT Micro Cap Tax Adv Fund-Sr VI-(IDCW)
Disclaimer: Please note that the above list is for educational purposes only, and is not recommendatory.
Each fund may show different performance over a five-year period based on its category, strategy, and market conditions. Investors can use Tools like Tickertape Mutual Fund screener to analyse the Sundaram MF based on their 5-year performance.
Disclaimer: Please note that this information is for educational purposes only, and is not recommendatory.
Sundaram Mutual Fund offers a range of equity, hybrid, and debt schemes, each following defined strategies and risk levels. The suitability depends on whether a scheme aligns with an investor’s financial objective, holding period, and comfort with risk.
Disclaimer: Please note that this information is for educational purposes only, and is not recommendatory.
Sundaram Mutual Fund is managed by Sundaram Asset Management Company Ltd., which is a wholly owned subsidiary of Sundaram Finance Limited.
ITI Mutual Fund is promoted by The Investment Trust of India Ltd. (ITI Ltd.) and ITI Credit Limited. These entities support the fund house’s operations and are responsible for sponsoring the AMC as per SEBI regulations.
The ITI Small Cap Fund – Direct Plan (Growth Option) is a version of the small-cap equity scheme where investors invest directly without distributor commissions. The growth option allows gains to remain invested in the NAV rather than being paid as dividends.
