Top Stocks for SIP in 2026
SIPs started in India with mutual funds in the 1990s, offering an easy way for small, regular investments. Later, broker-enabled “stock SIPs” were introduced, allowing investors to schedule recurring purchases in individual stocks. This gives investors more control over stock selection. In this article, we will explore some of the best stocks for SIP, with their benefits, potential risks, and factors to consider during investment strategy.
Best Stocks For SIP
Thursday, 15 January, 2026
| symbol | Company | ticker | slug | Sector | Market Price | 52W High | 52W Low | Market Cap (Cr.) | PE Ratio | Industry PE | PB Ratio | Div. Yield (%) | ROE (%) | 1YReturns | 3YReturns | 5YReturns | Market Cap Label | Industry Group | Industry | Sub Industry | percentageChange |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AIR | Bharti Airtel Ltd | AIRTELPP | /stocks/bharti-airtel-partly-paidup-AIR | Telecom Services | 1,609.25 | 1,729.00 | 1,097.60 | 0.00 | 0.00 | 109.05 | 0.00 | 0.00 | 0.00 | 36.11 | 318.15 | 370.06 | Unknown | Telecommunication Services | Wireless Telecommunication Services | Wireless Telecommunication Services | -0.34 |
| BJFN | Bajaj Finance Ltd | BAJFINANCE | /stocks/bajaj-finance-BJFN | Consumer Finance | 945.95 | 1,102.50 | 710.52 | 587,920.69 | 35.34 | 18.17 | 5.94 | 0.59 | 18.95 | 28.96 | 57.37 | 93.95 | Largecap | Financial Services | Consumer Finance | Consumer Finance | -0.32 |
| HDBK | HDFC Bank Ltd | HDFCBANK | /stocks/hdfc-bank-HDBK | Private Banks | 925.45 | 1,020.50 | 812.73 | 1,423,759.26 | 20.11 | 18.17 | 2.65 | 1.18 | 14.05 | 12.41 | 16.75 | 26.02 | Largecap | Banks | Banks | Diversified Banks | -1.27 |
| HLL | Hindustan Unilever Ltd | HINDUNILVR | /stocks/hindustan-unilever-HLL | FMCG - Household Products | 2,353.50 | 2,705.10 | 2,101.13 | 552,976.30 | 51.93 | 35.13 | 11.15 | 2.25 | 21.08 | 1.04 | -7.88 | -0.25 | Largecap | Household & Personal Products | Household Products | Personal Care Products | -1.51 |
| ICBK | ICICI Bank Ltd | ICICIBANK | /stocks/icici-bank-ICBK | Private Banks | 1,418.40 | 1,500.00 | 1,186.00 | 1,013,998.65 | 19.87 | 18.17 | 3.08 | 0.77 | 17.04 | 14.36 | 63.93 | 156.35 | Largecap | Banks | Banks | Diversified Banks | -1.29 |
| INFY | Infosys Ltd | INFY | /stocks/infosys-INFY | IT Services & Consulting | 1,599.80 | 1,971.80 | 1,307.00 | 647,211.33 | 24.23 | 28.26 | 6.73 | 2.75 | 28.93 | -17.54 | 4.87 | 16.73 | Largecap | Software & Services | Software | IT Consulting & Other Services | 0.05 |
| ITC | ITC Ltd | ITC | /stocks/itc-ITC | FMCG - Tobacco | 334.75 | 471.50 | 333.45 | 419,406.93 | 12.07 | 35.13 | 5.96 | 4.28 | 47.83 | -23.33 | 7.16 | 65.24 | Largecap | Food, Beverage & Tobacco | Tobacco | Tobacco | 0.01 |
| RELI | Reliance Industries Ltd | RELIANCE | /stocks/reliance-industries-RELI | Oil & Gas - Refining & Marketing | 1,458.80 | 1,611.80 | 1,114.85 | 1,974,117.11 | 28.34 | 19.45 | 1.96 | 0.38 | 7.20 | 17.76 | 31.49 | 63.91 | Largecap | Energy | Oil, Gas & Consumable Fuels | Oil & Gas Refining & Marketing | 0.41 |
| SBI | State Bank of India | SBIN | /stocks/state-bank-of-india-SBI | Public Banks | 1,028.35 | 1,030.40 | 680.00 | 949,230.56 | 12.24 | 18.17 | 1.88 | 1.49 | 16.58 | 37.45 | 70.54 | 234.69 | Largecap | Banks | Banks | Diversified Banks | -0.01 |
| TCS | Tata Consultancy Services Ltd | TCS | /stocks/tata-consultancy-services-TCS | IT Services & Consulting | 3,192.50 | 4,313.90 | 2,866.60 | 1,155,074.44 | 23.79 | 28.26 | 12.06 | 3.95 | 51.90 | -24.58 | -4.25 | -1.79 | Largecap | Software & Services | Software | IT Consulting & Other Services | -2.31 |
Disclaimer: Please note that the above list of best stocks for SIP is for educational purposes only, and is not recommendatory. Please do your own research or consult your financial advisor before investing.
Note: The data on this list of top SIP stocks is dynamic in nature and subject to real-time changes. This data is derived from Tickertape Stock Screener.
What Are Stocks for SIP?
Stock SIPs allow investors to invest a fixed amount in stocks at regular intervals through a systematic plan. In this method, investors determine the amount to invest and the frequency of investment (monthly, quarterly, etc.). These investments are made at fixed intervals, allowing investors to buy shares at different price points, thus averaging out the cost over time.
Overview of the Best Stocks for SIP
- Reliance Industries Ltd: Reliance is a conglomerate with businesses in petrochemicals, refining, oil, telecommunications, and retail. It is one of India’s largest private-sector companies and operates across multiple industries.
- HDFC Bank Ltd: HDFC Bank is one of India’s largest private banks, offering a variety of banking products and services, including loans, savings, and investments.
- Bharti Airtel Ltd: Bharti Airtel is a leading telecommunications company in India, providing mobile, broadband, and digital services. It has a strong presence in both urban and rural areas, offering a wide range of telecommunication solutions.
- Tata Consultancy Services Ltd: TCS is a global IT services and consulting company. It provides software development, systems integration, and business solutions to clients in various industries across the world.
- ICICI Bank Ltd: ICICI Bank is a private-sector bank offering a broad range of banking products such as loans, deposits, and wealth management services. It operates in India and internationally, catering to both retail and corporate customers.
How to Invest in Best Stocks for SIP?
Here is how one can invest in the top SIP stocks:
- Open a demat/trading/stockbroker account. You can open a demat account with smallcase!
- Conduct thorough research into the best stocks to start SIP. Investors can use tools like the Tickertape Stock Screener to do this. The screener offers 200+ built-in filters to choose from, and investors can choose the parameters to research.
- Place a ‘Buy’ Order on the top SIP stocks of your choosing.
Benefits of Investing in Best Stocks for SIP
- Rupee Cost Averaging: SIPs allow investors to buy stocks at different prices over time. This reduces the impact of market volatility, averaging the cost of each share purchased and potentially lowering the risk of buying at high prices.
- Disciplined Investment Approach: SIPs encourage investors to make regular investments, promoting financial discipline. This consistent strategy helps avoid emotional decision-making during market fluctuations.
- Flexibility and Control: With stocks, investors have the flexibility to choose specific companies or sectors that align with their goals. This gives them more control over their portfolio compared to mutual funds.
- Exposure to Market Growth: SIPs in companies that align with growth sectors may offer exposure to market trends, allowing investors to track the performance of selected stocks over time.
Risks of Investing in Best Stocks for SIP
- Company-Specific Risks: Factors like poor management or changing business conditions can affect a company’s performance. Even with the best stocks for SIP for the long term, there’s a risk of companies not meeting growth expectations.
- Economic Cycles: Stocks are affected by macroeconomic conditions. During recessions or economic slowdowns, even strong companies may face reduced profitability, which can hurt long-term SIP returns.
- Concentration Risk: In a mutual fund SIP, the investment is spread across many stocks. In a stock SIP, the money is concentrated in a few chosen companies. If one stock fails or underperforms, it can significantly impact the entire portfolio.
- Sector-Specific Risks: Some sectors may face regulatory changes or market downturns, which can affect the performance of stocks in those sectors.
Factors to Consider While Choosing the Best Stocks for SIP
- Assessing Sector Outlook: The industry in which a company operates can impact its long-term growth. When analysing the best SIP stock for long term, it’s crucial to consider whether the sector is expected to grow, as this can significantly influence the stock’s performance over time.
- Evaluating Price and Valuation: Comparing the stock’s price to its earnings and growth expectations helps understand whether the stock is priced in line with its fundamentals, providing insight into its potential value.
- Evaluating Company Fundamentals: Reviewing a company’s financial health, such as its revenue growth, profitability, and debt levels, is important when selecting the best stock for SIP investment.
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To Wrap It Up…
Stocks for SIP help maintain discipline by automating small, regular buys in chosen companies, making it easier to build a portfolio over time. While this approach gives more control than mutual funds, it also demands careful research into each stock’s business, finances, and valuation. Understanding these factors helps investors make informed choices and manage risks effectively over time.
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Frequently Asked Questions About Best Stocks for SIP
1. What are stocks for SIP?
Stocks for SIP are individual stocks or ETFs that are selected for regular, disciplined investments. Investors contribute a fixed amount at regular intervals, allowing them to buy shares at different price points over time.
2. How do SIPs in stocks work?
SIPs in stocks work by investing a fixed amount in selected stocks on a regular basis, such as monthly or quarterly. This helps reduce the impact of market volatility and allows investors to build a portfolio gradually.
3. Are stocks for SIP better than mutual funds?
Stocks for SIP provide more control over individual stock choices compared to mutual funds, which are managed by fund managers. However, they also come with risks that investors must consider before making any investment decisions.
4. Is SIP good for stocks?
Whether SIP in stocks is good or not depends on a wide range of factors, such as company performance, sector trends, and market conditions.
5. How to select the best stock for SIP for long term?
Selecting the best stock for SIP for long term requires evaluating a company’s financial health, growth potential, and stability. Tools like Tickertape Stock Screener allow investors to filter stocks using more than 200 built-in filters, helping to identify stocks that align with their investment objectives.
6. What are the top 10 stocks for SIP?
As of 26th August 2025, the top 10 SIP stocks based on market capitalisation include:
- Reliance Industries Ltd
- HDFC Bank Ltd
- Bharti Airtel Ltd
- Tata Consultancy Services Ltd
- ICICI Bank Ltd
- State Bank of India
- Infosys Ltd
- Hindustan Unilever Ltd
- Bajaj Finance Ltd
- ITC Ltd
Note: This is only for educational purposes, and is not recommendatory.
Explore the Popular Stock Collections:
Thematic Stocks:
Keep yourself informed and up-to-date on a variety of thematic sectors by reading the articles below:
Indices and Market Movers:
Stocks Under Budget:
If you are looking for stocks under a particular price range, here’s the collection of stocks under a specifc budget:
